Missouri bank rankings, Q2 2026
190 FDIC-insured banks are headquartered in Missouri, holding $301.21B in combined assets as of Q2 2026. The median bank has $325M in assets, earns a 1.38% return on assets, and runs a 58.72% efficiency ratio.
Highest return on assets among community banks
- Bank Northwest Hamilton 3.14%
- Security Bank of Southwest Missouri Cassville 3.02%
- Central Bank of Kansas City Kansas City 2.94%
- Pony Express Bank Braymer 2.83%
- Bank 21 Carrollton 2.72%
- Adrian Bank Adrian 2.63%
- Lindell Bank & Trust Company St. Louis 2.62%
- Peoples Community Bank Greenville 2.61%
- Town & Country Bank Salem 2.53%
- Jonesburg State Bank Jonesburg 2.49%
Most efficient community banks (lowest efficiency ratio)
- Bank of Odessa Odessa 33.30%
- Putnam County State Bank Unionville 34.85%
- Cass Commercial Bank Des Peres 36.19%
- Central Bank of Kansas City Kansas City 37.78%
- Community State Bank Shelbina 37.85%
- Citizens' Bank of Charleston Charleston 37.94%
- The Bank of Versailles Versailles 40.95%
- Legends Bank Linn 41.26%
- St. Clair County State Bank Osceola 41.49%
- Security Bank of Southwest Missouri Cassville 42.49%
Top-ten lists include FDIC-designated community banks with at least $100M in assets; trust companies and specialty subsidiaries appear in the full table only.
Every Missouri bank
| Bank | Assets | ROA | Efficiency | NIM |
|---|---|---|---|---|
| UMB Bank, National Association Kansas City | $71.90B | 1.39% | 48.02% | 3.28% |
| Commerce Bank Kansas City | $35.02B | 1.25% | 58.89% | 3.80% |
| The Central Trust Bank Jefferson City | $20.31B | 1.99% | 47.47% | 4.02% |
| Stifel Bank and Trust Saint Louis | $19.62B | 1.86% | 26.89% | 3.53% |
| Enterprise Bank & Trust Clayton | $17.36B | 1.11% | 60.26% | 4.29% |
| Stifel Bank Saint Louis | $14.62B | 1.38% | 29.14% | 2.62% |
| First Bank St. Louis | $6.65B | 0.66% | 73.69% | 3.08% |
| Great Southern Bank Reeds Spring | $5.53B | 1.26% | 63.05% | 3.84% |
| Southern Bank Poplar Bluff | $5.19B | 1.53% | 49.89% | 3.71% |
| First State Community Bank Farmington | $4.51B | 1.82% | 48.77% | 3.83% |
| The Bank of Missouri Perryville | $4.23B | 0.93% | 74.52% | 3.37% |
| Oakstar Bank Springfield | $3.29B | 1.48% | 56.14% | 4.32% |
| Academy Bank, National Association Kansas City | $3.23B | 1.05% | 62.77% | 3.53% |
| North American Savings Bank, F.S.B. Grandview | $3.20B | 1.29% | 46.12% | 2.98% |
| Midwest BankCentre Lemay | $3.07B | 1.34% | 51.91% | 3.91% |
| Lead Bank Kansas City | $2.76B | 1.59% | 79.02% | 7.93% |
| Guaranty Bank Springfield | $2.38B | 0.95% | 58.58% | 3.05% |
| Omb Bank Springfield | $2.36B | 1.30% | 47.34% | 3.59% |
| First Bank of the Lake Osage Beach | $2.34B | 0.83% | 62.64% | 3.21% |
| BTC Bank Bethany | $1.91B | 0.90% | 67.02% | 4.39% |
| Legacy Bank & Trust Company Mountain Grove | $1.85B | 1.17% | 52.47% | 3.55% |
| Hawthorn Bank Jefferson City | $1.76B | 1.59% | 58.57% | 4.19% |
| The Nodaway Valley Bank Maryville | $1.62B | 2.23% | 52.87% | 4.24% |
| Sterling Bank Poplar Bluff | $1.56B | 1.63% | 52.31% | 4.31% |
| SULLIVAN BANK Sullivan | $1.40B | 1.13% | 54.46% | 3.46% |
| Cass Commercial Bank Des Peres | $1.33B | 2.23% | 36.19% | 4.13% |
| HNB National Bank Hannibal | $1.31B | 2.66% | 41.77% | 4.41% |
| Wood & Huston Bank Marshall | $1.23B | 2.08% | 49.34% | 3.86% |
| Southwest Missouri Bank Carthage | $1.21B | 1.03% | 69.12% | 3.82% |
| Montgomery Bank Sikeston | $1.18B | 1.63% | 65.30% | 4.68% |
| Mid America Bank Jefferson City | $1.18B | 2.07% | 52.26% | 4.54% |
| Bank of Washington Washington | $1.15B | 0.86% | 64.46% | 4.62% |
| St. Louis Bank Saint Louis | $1.11B | 0.92% | 56.82% | 3.42% |
| Triad Bank Frontenac | $1.11B | 1.38% | 49.00% | 3.87% |
| Parkside Financial Bank & Trust Clayton | $1.08B | 1.41% | 65.68% | 4.55% |
| Royal Banks of Missouri Saint Louis | $1.03B | 1.05% | 63.87% | 4.06% |
| The Bank of Old Monroe Old Monroe | $995M | 1.62% | 46.64% | 3.66% |
| First Federal Bank of Kansas City Lees Summit | $993M | 0.41% | 84.11% | 2.77% |
| Midwest Regional Bank Clayton | $949M | -1.34% | 69.18% | 3.52% |
| American Bank of Freedom Wellsville | $948M | 0.63% | 70.40% | 3.13% |
| Mid-Missouri Bank Springfield | $947M | 1.63% | 58.89% | 4.53% |
| Lindell Bank & Trust Company St. Louis | $915M | 2.62% | 43.29% | 4.33% |
| Stifel Trust Company, National Association Saint Louis | $911M | 3.33% | 38.93% | 4.28% |
| Peoples Bank & Trust Co. Troy | $908M | 1.56% | 51.77% | 3.48% |
| PSB Bank Rhineland | $854M | 1.19% | 64.84% | 4.23% |
| Focus Bank Charleston | $854M | 1.67% | 64.45% | 4.58% |
| Freedom Bank of Southern Missouri Cassville | $850M | 1.93% | 50.69% | 4.10% |
| CNB St Louis Bank Maplewood | $813M | 1.36% | 59.86% | 3.57% |
| MRV Banks Sainte Genevieve | $803M | 1.58% | 46.46% | 4.28% |
| West Plains Bank and Trust Company West Plains | $768M | 1.73% | 57.00% | 3.85% |
| Town & Country Bank Salem | $748M | 2.53% | 51.88% | 4.27% |
| Peoples Community Bank Greenville | $735M | 2.61% | 44.88% | 4.65% |
| HomeBank Palmyra | $733M | 2.12% | 55.35% | 4.73% |
| First Midwest Bank of the Ozarks Poplar Bluff | $733M | 1.81% | 59.38% | 4.45% |
| Bank of Odessa Odessa | $667M | 2.04% | 33.30% | 4.11% |
| First State Bank and Trust Company, Inc. Caruthersville | $659M | 1.85% | 54.02% | 4.50% |
| First Midwest Bank of Dexter Dexter | $652M | 1.86% | 53.57% | 4.09% |
| Verimore Bank Brookfield | $639M | 1.92% | 53.09% | 4.40% |
| Legends Bank Linn | $636M | 2.26% | 41.26% | 5.03% |
| Phelps County Bank Rolla | $622M | 1.36% | 70.95% | 4.28% |
| The Maries County Bank Vienna | $600M | 1.05% | 68.13% | 4.22% |
| Regional Missouri Bank Marceline | $597M | 2.26% | 52.20% | 4.44% |
| United Bank of Union Union | $578M | 1.46% | 61.59% | 4.09% |
| Table Rock Community Bank Kimberling City | $569M | 1.36% | 56.99% | 3.57% |
| Farmers Bank of Northern Missouri Unionville | $567M | 1.29% | 54.57% | 3.81% |
| Belgrade State Bank Belgrade | $548M | 1.58% | 55.14% | 4.30% |
| First State Bank of St. Charles, Missouri St. Charles | $535M | 1.67% | 75.86% | 4.14% |
| Connections Bank Platte City | $517M | 1.95% | 42.75% | 4.95% |
| The Callaway Bank Fulton | $512M | 1.37% | 60.95% | 4.45% |
| The Bank of Advance Advance | $510M | 2.42% | 47.62% | 4.87% |
| UNICO Bank Mineral Point | $503M | 1.34% | 69.24% | 4.43% |
| People's Bank of Seneca Seneca | $496M | 1.37% | 48.22% | 3.73% |
| F & C Bank Holden | $481M | 2.34% | 44.56% | 5.51% |
| The Missouri Bank Warrenton | $461M | 2.14% | 46.30% | 3.93% |
| Exchange Bank of Missouri Fayette | $454M | 2.01% | 49.83% | 4.14% |
| New Era Bank Fredericktown | $453M | 2.46% | 44.97% | 4.15% |
| Community Bank and Trust Neosho | $445M | 1.12% | 74.85% | 3.64% |
| Heritage Bank of the Ozarks Lebanon | $424M | 1.18% | 61.27% | 3.92% |
| Bank of Franklin County Washington | $419M | 0.74% | 73.87% | 3.82% |
| MA Bank Macon | $417M | 1.06% | 68.51% | 3.39% |
| Branson Bank Branson | $414M | 1.45% | 61.61% | 4.65% |
| Central Bank of Kansas City Kansas City | $410M | 2.94% | 37.78% | 4.78% |
| Pony Express Bank Braymer | $399M | 2.83% | 44.49% | 4.98% |
| Alliance Bank Cape Girardeau | $391M | 1.41% | 59.75% | 4.29% |
| Bloomsdale Bank Bloomsdale | $390M | 2.39% | 44.92% | 4.18% |
| The Bank of Versailles Versailles | $359M | 1.71% | 40.95% | 3.85% |
| Citizens Bank New Haven | $357M | 1.33% | 60.56% | 4.19% |
| Heritage Community Bank Union | $348M | 1.42% | 56.77% | 4.16% |
| Community Bank of Raymore Raymore | $347M | 1.79% | 59.76% | 2.97% |
| Farmers and Merchants Bank of St. Clair Saint Clair | $343M | 1.19% | 64.37% | 4.06% |
| Exchange Bank Co. Kahoka | $342M | 2.01% | 52.79% | 4.34% |
| Midwest Independent BankersBank Jefferson City | $341M | 1.38% | 68.24% | 3.98% |
| Ozark Bank Ozark | $341M | 1.12% | 57.08% | 4.32% |
| Community State Bank of Missouri Bowling Green | $334M | 1.74% | 53.65% | 3.63% |
| O'Bannon Banking Company Buffalo | $333M | 1.16% | 59.22% | 4.07% |
| Putnam County State Bank Unionville | $318M | 1.75% | 34.85% | 3.53% |
| Goppert Financial Bank Lathrop | $312M | 1.30% | 58.19% | 4.12% |
| Community First Banking Company West Plains | $307M | 1.44% | 57.46% | 3.76% |
| Century Bank of the Ozarks Gainesville | $305M | 1.92% | 54.75% | 5.33% |
| St. Johns Bank and Trust Company Saint Louis | $297M | 0.55% | 83.20% | 4.99% |
| United State Bank Lewistown | $290M | 1.77% | 57.66% | 4.60% |
| Commercial Bank Saint Louis | $283M | 0.46% | 80.28% | 3.52% |
| Ozarks Federal Savings and Loan Association Farmington | $277M | 0.87% | 75.67% | 3.84% |
| Arlo Bank Springfield | $269M | 0.79% | 59.95% | 3.19% |
| Lamar Bank and Trust Company Lamar | $269M | 1.80% | 61.97% | 4.47% |
| Community Point Bank Russellville | $260M | 1.70% | 44.58% | 3.77% |
| Community First Bank Butler | $259M | 2.35% | 46.92% | 4.82% |
| Alliant Bank Madison | $256M | 1.07% | 71.09% | 4.59% |
| Community Bank of Marshall Marshall | $250M | 1.14% | 57.44% | 3.26% |
| First State Bank of the Ozarks Purdy | $249M | 1.48% | 61.67% | 4.36% |
| Peoples Bank Cuba | $249M | 1.75% | 62.22% | 4.04% |
| Citizens Bank of Eldon Eldon | $247M | 2.23% | 43.80% | 5.21% |
| Bank of Weston Weston | $246M | 1.88% | 51.65% | 4.73% |
| Bank of Grandin Grandin | $241M | 1.79% | 51.51% | 3.94% |
| Citizens Bank of the Midwest Rolla | $238M | 1.03% | 58.85% | 3.17% |
| St. Clair County State Bank Osceola | $232M | 1.85% | 41.49% | 4.34% |
| TBO Bank Orrick | $225M | 0.74% | 70.82% | 91.06% |
| The Seymour Bank Seymour | $225M | 1.02% | 68.53% | 3.80% |
| FCNB Bank Steelville | $220M | 0.68% | 81.68% | 3.78% |
| 1st Advantage Bank Saint Peters | $212M | 1.05% | 64.88% | 3.70% |
| The Corner Stone Bank South West City | $211M | 1.53% | 59.54% | 5.60% |
| Bank Northwest Hamilton | $210M | 3.14% | 43.99% | 5.85% |
| Carroll County Trust Company of Carrollton, Missouri Carrollton | $208M | 0.29% | 88.31% | 2.55% |
| The Citizens-Farmers Bank of Cole Camp Cole Camp | $207M | 2.12% | 44.86% | 4.14% |
| Bank 21 Carrollton | $202M | 2.72% | 47.71% | 5.24% |
| Adrian Bank Adrian | $196M | 2.63% | 44.60% | 4.81% |
| Progressive Ozark Bank Salem | $191M | 2.30% | 65.09% | 5.60% |
| Citizens Bank Butler | $188M | 2.43% | 59.85% | 6.53% |
| Citizens' Bank of Charleston Charleston | $185M | 2.47% | 37.94% | 4.98% |
| State Bank of Southwest Missouri Springfield | $184M | 1.17% | 73.52% | 4.22% |
| F&M Bank and Trust Company Hannibal | $182M | 0.90% | 69.12% | 3.55% |
| NEW FRONTIER BANK Saint Charles | $176M | 1.02% | 68.67% | 3.66% |
| Northeast Missouri State Bank Kirksville | $164M | 1.53% | 48.49% | 2.96% |
| Commercial Trust Company of Fayette Fayette | $164M | 1.47% | 69.73% | 3.78% |
| Security Bank of Pulaski County Saint Robert | $163M | 0.89% | 71.42% | 4.15% |
| Edward Jones Trust Company Saint Louis | $161M | 8.54% | 79.03% | 3.36% |
| Bank of Monticello Monticello | $159M | 2.21% | 46.22% | 4.14% |
| Security Bank of the Ozarks Eminence | $155M | 1.19% | 70.65% | 4.90% |
| Grand Missouri Bank Bolivar | $151M | 1.01% | 62.62% | 4.80% |
| Peoples Bank of Wyaconda, Missouri Kahoka | $148M | 1.34% | 53.27% | 3.98% |
| Peoples Bank Co. Altenburg | $148M | 0.73% | 74.82% | 3.44% |
| First Independent Bank Aurora | $148M | 1.24% | 60.40% | 3.86% |
| Bank of Salem Salem | $147M | 1.20% | 61.19% | 3.46% |
| Security Bank of Southwest Missouri Cassville | $147M | 3.02% | 42.49% | 4.99% |
| Independent Farmers Bank Maysville | $147M | 1.13% | 63.59% | 4.34% |
| Jonesburg State Bank Jonesburg | $146M | 2.49% | 50.79% | 4.84% |
| Alton Bank Alton | $145M | 0.99% | 71.08% | 3.45% |
| Community Bank of El Dorado Springs El Dorado Springs | $144M | 2.29% | 43.35% | 4.01% |
| Bank of Crocker Waynesville | $143M | 0.81% | 76.10% | 3.27% |
| Citizens Community Bank Pilot Grove | $143M | 1.19% | 61.35% | 3.89% |
| Four States Bank Carthage | $142M | 0.03% | 84.40% | 4.21% |
| Chillicothe State Bank Chillicothe | $135M | 1.24% | 62.64% | 4.03% |
| Preferred Bank Rothville | $134M | 1.24% | 66.98% | 3.60% |
| State Bank of Missouri Concordia | $134M | 1.32% | 57.22% | 3.83% |
| County Bank Brunswick | $134M | 2.06% | 58.45% | 4.74% |
| Community Bank of Pleasant Hill Pleasant Hill | $133M | 1.05% | 69.40% | 3.25% |
| Community State Bank Shelbina | $133M | 1.78% | 37.85% | 3.83% |
| Home Savings and Loan Association of Carroll County, F.A. Norborne | $131M | 0.96% | 64.40% | 3.44% |
| Concordia Bank of Concordia, Missouri Concordia | $130M | 1.56% | 56.13% | 4.66% |
| HomePride Bank Mansfield | $125M | 0.78% | 82.18% | 4.44% |
| Citizens Bank of Rogersville Rogersville | $125M | 1.25% | 70.44% | 4.28% |
| The First National Bank of Nevada, Missouri Nevada | $122M | 0.83% | 59.67% | 3.26% |
| Kennett Trust Bank Kennett | $122M | 0.53% | 80.56% | 3.17% |
| The Hamilton Bank Hamilton | $120M | 1.54% | 58.10% | 3.66% |
| Metz Banking Company Nevada | $117M | 1.60% | 55.57% | 3.55% |
| Bank of Brookfield - Purdin, National Association Brookfield | $117M | 0.46% | 70.27% | 2.63% |
| Bank of New Madrid New Madrid | $117M | 1.91% | 57.67% | 4.22% |
| Neighbors Bank Clarence | $116M | -3.84% | 107.44% | 2.53% |
| TPNB Bank Paris | $112M | 0.92% | 63.37% | 3.56% |
| The Bank of Grain Valley Grain Valley | $111M | 2.14% | 53.10% | 4.67% |
| Citizens Bank & Trust Rock Port | $107M | 1.36% | 65.45% | 3.80% |
| The Citizens Bank of Edina Edina | $107M | 2.11% | 43.58% | 5.09% |
| Bank of Billings Billings | $105M | 1.03% | 71.35% | 5.29% |
| West Plains Savings and Loan Association West Plains | $101M | 0.58% | 71.78% | 3.07% |
| Investors Community Bank Chillicothe | $98M | 0.73% | 70.41% | 3.25% |
| Silex Banking Company Silex | $98M | 1.05% | 66.92% | 3.65% |
| United Security Bank Fulton | $97M | 1.83% | 51.64% | 4.02% |
| Community Bank of Missouri Richmond | $94M | 1.83% | 56.93% | 5.54% |
| Flat Branch Bank Richmond | $93M | -0.96% | 115.56% | 4.74% |
| Paramount Bank Hazelwood | $87M | -3.93% | 148.35% | 3.31% |
| Peoples Bank of Moniteau County Jamestown | $83M | 1.38% | 53.94% | 3.62% |
| Farmers Bank of Lohman, Missouri Jefferson City | $83M | 1.18% | 51.21% | 3.01% |
| Sherwood Community Bank Creighton | $78M | 1.54% | 65.26% | 4.94% |
| Bank of Iberia Iberia | $74M | 0.82% | 80.19% | 5.16% |
| The Bank of Houston Houston | $67M | 1.07% | 78.56% | 5.72% |
| America's Community Bank Blue Springs | $64M | 1.60% | 58.02% | 4.12% |
| Community Bank of Memphis Memphis | $64M | 1.08% | 55.34% | 3.37% |
| Montrose Savings Bank Montrose | $63M | 2.86% | 34.68% | 4.49% |
| First Security Bank Union Star | $62M | 1.06% | 59.90% | 4.67% |
| FMB Bank Wright City | $51M | 0.22% | 89.24% | 3.48% |
Method
Banks are FDIC-insured institutions headquartered in Missouri with a call report for the quarter ending 06/30/2026. Return on assets and net interest margin are annualized year to date; the efficiency ratio is noninterest expense over revenue, so lower is better. Credit unions are NCUA-insured and not included. Click any bank for its comparison with same-size peers, or look up a bank in another state.