Enterprise Bank & Trust: how it compares with its peers
Against 125 U.S. banks with half to twice its assets, Enterprise Bank & Trust's strongest measure in Q2 2026 is net interest margin (4.29% vs. a 3.68% peer median). Its weakest relative measure is efficiency ratio (60.26% vs. 54.17%).
| Measure | Enterprise Bank & Trust | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.11% | 1.30% | Bottom third Ahead of 33% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.29% | 3.68% | Top third Ahead of 82% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 60.26% | 54.17% | Bottom third Ahead of 25% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $12.6M | $11.0M | Middle third Ahead of 58% of peers |
| Loans to deposits Net loans and leases over total deposits. | 79.80% | 86.36% | Context |
What it means for lending operations
Its efficiency ratio of 60.26% is above the 54.17% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Community Bank, National Association Canton, NY · $17.45B
- Northwest Bank Warren, PA · $17.21B
- Toyota Financial Savings Bank Henderson, NV · $16.79B
- FirstBank Nashville, TN · $16.76B
- Third Federal Savings and Loan Association of Cleveland Cleveland, OH · $18.06B
- First United Bank and Trust Company Durant, OK · $16.59B
Questions about Enterprise Bank & Trust
How big is Enterprise Bank & Trust?
Enterprise Bank & Trust, established in 1988, is headquartered in Clayton, MO. It reported $17.36B in total assets in its Q2 2026 FDIC call report and operates 56 offices.
What is Enterprise Bank & Trust's return on assets?
1.11% annualized in Q2 2026, against a 1.30% median for 125 U.S. banks with half to twice its assets, ahead of 33% of them.
What is Enterprise Bank & Trust's efficiency ratio?
60.26% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 54.17%, and lower is better.
Is Enterprise Bank & Trust growing its loans?
Net loans grew 4.4% over the year to Q2 2026, while deposits grew 9.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.