RAVEN replaces weeks of manual data gathering with a single verification link. Your borrower clicks, connects, and consents — you get a complete, print-ready report with identity, income, credit, employment, and property data. Built for community and regional banks in South Carolina and the Southeast.
RAVEN slots into how your loan officers already work. No software to install, no training sessions, no migration. You're collecting better data within minutes of getting access.
Enter a borrower's name, phone number, or email. RAVEN generates a branded verification link and delivers it by text or email — no portal, no login, no back-and-forth.
They confirm their identity, connect their bank account through Plaid, and consent to sharing their data — all from a browser on any device. No app to download.
Identity, income, credit, employment, and property data — sourced, cross-referenced, and formatted into a print-ready PDF. Ready to drop directly into your loan file.
RAVEN is designed around both the people sending the link and the people receiving it — fast for loan officers, frictionless for the borrower on the other end.
One verification produces a comprehensive borrower report covering every dimension lenders need — sourced from 18+ data providers and cross-referenced automatically.
Name, SSN, and DOB verified across sources. Fraud scoring, OFAC/PEP screening, and synthetic identity detection.
Bank balances, income streams, and 12 months of transactions. Categorized cash flow and spending patterns.
Scores, tradelines, payment history, liabilities, and utilization from all three bureaus.
Employer-verified job titles, salary, start dates, and employment history — confirmed directly with employers.
Address verification, AVM valuations, tax assessments, ownership history, and length of residence.
Every data point sourced and timestamped. Consent records and field-level provenance ready for regulatory review.
RAVEN connects directly to the core banking and loan origination systems your team already runs. There is nothing to rip out, nothing to migrate, and no IT project to scope. Our implementation team handles the integration from start to finish — you focus on running your bank.
Book a 20-minute call. We'll walk through a live verification using your bank's branding, show you the full report output, and answer every question your compliance team will have.
Prefer email? isaac@reportraven.tech