FirstBank: how it compares with its peers
Against 129 U.S. banks with half to twice its assets, FirstBank's strongest measure in Q2 2026 is net interest margin (3.95% vs. a 3.68% peer median). Its weakest relative measure is assets per employee ($10.3M vs. $10.9M).
| Measure | FirstBank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.46% | 1.30% | Middle third Ahead of 65% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.95% | 3.68% | Top third Ahead of 70% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 51.73% | 54.97% | Middle third Ahead of 59% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.3M | $10.9M | Middle third Ahead of 47% of peers |
| Loans to deposits Net loans and leases over total deposits. | 89.59% | 86.12% | Context |
What it means for lending operations
Its efficiency ratio of 51.73% is better than the 54.97% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Toyota Financial Savings Bank Henderson, NV · $16.79B
- First United Bank and Trust Company Durant, OK · $16.59B
- Banner Bank Walla Walla, WA · $16.59B
- Northwest Bank Warren, PA · $17.21B
- Bank of Baroda New York, NY · $16.24B
- Enterprise Bank & Trust Clayton, MO · $17.36B
Questions about FirstBank
How big is FirstBank?
FirstBank, established in 1906, is headquartered in Nashville, TN. It reported $16.76B in total assets in its Q2 2026 FDIC call report and operates 132 offices.
What is FirstBank's return on assets?
1.46% annualized in Q2 2026, against a 1.30% median for 129 U.S. banks with half to twice its assets, ahead of 65% of them.
What is FirstBank's efficiency ratio?
51.73% in Q2 2026: it spent about 52 cents in noninterest expense for each dollar of revenue. The peer median is 54.97%, and lower is better.
Is FirstBank growing its loans?
Net loans grew 30.4% over the year to Q2 2026, while deposits grew 25.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Tennessee bank ranked.