Bank of Baroda: how it compares with its peers
Against 13 NY banks with half to twice its assets, Bank of Baroda's strongest measure in Q2 2026 is efficiency ratio (0.00% vs. a 55.13% peer median). Its weakest relative measure is return on assets (0.00% vs. 0.99%).
| Measure | Bank of Baroda | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.00% | 0.99% | Bottom third Ahead of 0% of peers |
| Net interest margin Annualized net interest income over earning assets. | 0.00% | 3.20% | Bottom third Ahead of 0% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 0.00% | 55.13% | Top third Ahead of 85% of peers |
| Loans to deposits Net loans and leases over total deposits. | 104.67% | 85.53% | Context |
What it means for lending operations
Its efficiency ratio of 0.00% is better than the 55.13% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- NBT Bank, National Association Norwich, NY · $16.09B
- Safra National Bank of New York New York, NY · $15.69B
- Dime Commercial Bank Hauppauge, NY · $15.03B
- Popular Bank New York, NY · $15.03B
- Community Bank, National Association Canton, NY · $17.45B
- Israel Discount Bank of New York New York, NY · $14.39B
Questions about Bank of Baroda
How big is Bank of Baroda?
Bank of Baroda, established in 1908, is headquartered in New York, NY. It reported $16.24B in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Bank of Baroda's return on assets?
0.00% annualized in Q2 2026, against a 0.99% median for 13 NY banks with half to twice its assets, ahead of 0% of them.
What is Bank of Baroda's efficiency ratio?
0.00% in Q2 2026: it spent about 0 cents in noninterest expense for each dollar of revenue. The peer median is 55.13%, and lower is better.
Is Bank of Baroda growing its loans?
Net loans grew 14.5% over the year to Q2 2026, while deposits grew 11.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New York bank ranked.