Safra National Bank of New York: how it compares with its peers
Against 13 NY banks with half to twice its assets, Safra National Bank of New York's strongest measure in Q2 2026 is assets per employee ($40.3M vs. a $16.0M peer median). Its weakest relative measure is efficiency ratio (60.98% vs. 53.13%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.92% | 0.99% | Middle third Ahead of 38% of peers |
| Net interest margin Annualized net interest income over earning assets. | 1.89% | 3.20% | Bottom third Ahead of 31% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 60.98% | 53.13% | Bottom third Ahead of 23% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $40.3M | $16.0M | Top third Ahead of 100% of peers |
| Loans to deposits Net loans and leases over total deposits. | 26.25% | 88.52% | Context |
What it means for lending operations
Its efficiency ratio of 60.98% is above the 53.13% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- NBT Bank, National Association Norwich, NY · $16.09B
- Bank of Baroda New York, NY · $16.24B
- Dime Commercial Bank Hauppauge, NY · $15.03B
- Popular Bank New York, NY · $15.03B
- Israel Discount Bank of New York New York, NY · $14.39B
- Community Bank, National Association Canton, NY · $17.45B
Questions about Safra National Bank of New York
How big is Safra National Bank of New York?
Safra National Bank of New York, established in 1987, is headquartered in New York, NY. It reported $15.69B in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is Safra National Bank of New York's return on assets?
0.92% annualized in Q2 2026, against a 0.99% median for 13 NY banks with half to twice its assets, ahead of 38% of them.
What is Safra National Bank of New York's efficiency ratio?
60.98% in Q2 2026: it spent about 61 cents in noninterest expense for each dollar of revenue. The peer median is 53.13%, and lower is better.
Is Safra National Bank of New York growing its loans?
Net loans grew 25.0% over the year to Q2 2026, while deposits grew 53.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New York bank ranked.