Israel Discount Bank of New York: how it compares with its peers
Against 15 NY banks with half to twice its assets, Israel Discount Bank of New York's strongest measure in Q2 2026 is assets per employee ($25.5M vs. a $15.8M peer median). Its weakest relative measure is efficiency ratio (67.13% vs. 53.13%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.74% | 0.98% | Middle third Ahead of 40% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.89% | 2.31% | Middle third Ahead of 53% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 67.13% | 53.13% | Bottom third Ahead of 20% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $25.5M | $15.8M | Top third Ahead of 91% of peers |
| Loans to deposits Net loans and leases over total deposits. | 80.15% | 85.53% | Context |
What it means for lending operations
Its efficiency ratio of 67.13% is above the 53.13% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Popular Bank New York, NY · $15.03B
- Dime Commercial Bank Hauppauge, NY · $15.03B
- Safra National Bank of New York New York, NY · $15.69B
- NBT Bank, National Association Norwich, NY · $16.09B
- Bank of Baroda New York, NY · $16.24B
- Community Bank, National Association Canton, NY · $17.45B
Questions about Israel Discount Bank of New York
How big is Israel Discount Bank of New York?
Israel Discount Bank of New York, established in 1922, is headquartered in New York, NY. It reported $14.39B in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is Israel Discount Bank of New York's return on assets?
0.74% annualized in Q2 2026, against a 0.98% median for 15 NY banks with half to twice its assets, ahead of 40% of them.
What is Israel Discount Bank of New York's efficiency ratio?
67.13% in Q2 2026: it spent about 67 cents in noninterest expense for each dollar of revenue. The peer median is 53.13%, and lower is better.
Is Israel Discount Bank of New York growing its loans?
Net loans grew 3.8% over the year to Q2 2026, while deposits grew 5.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New York bank ranked.