Community Bank of Pleasant Hill: how it compares with its peers
Against 81 MO banks with half to twice its assets, Community Bank of Pleasant Hill's strongest measure in Q2 2026 is assets per employee ($7.4M vs. a $5.9M peer median). Its weakest relative measure is net interest margin (3.25% vs. 4.02%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.05% | 1.24% | Middle third Ahead of 36% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.25% | 4.02% | Bottom third Ahead of 12% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 69.40% | 61.67% | Bottom third Ahead of 31% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.4M | $5.9M | Top third Ahead of 78% of peers |
| Loans to deposits Net loans and leases over total deposits. | 43.10% | 78.61% | Context |
What it means for lending operations
Its efficiency ratio of 69.40% is above the 61.67% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- County Bank Brunswick, MO · $134M
- Community State Bank Shelbina, MO · $133M
- State Bank of Missouri Concordia, MO · $134M
- Preferred Bank Rothville, MO · $134M
- Chillicothe State Bank Chillicothe, MO · $135M
- Home Savings and Loan Association of Carroll County, F.A. Norborne, MO · $131M
Questions about Community Bank of Pleasant Hill
How big is Community Bank of Pleasant Hill?
Community Bank of Pleasant Hill, established in 2006, is headquartered in Pleasant Hill, MO. It reported $133M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Community Bank of Pleasant Hill's return on assets?
1.05% annualized in Q2 2026, against a 1.24% median for 81 MO banks with half to twice its assets, ahead of 36% of them.
What is Community Bank of Pleasant Hill's efficiency ratio?
69.40% in Q2 2026: it spent about 69 cents in noninterest expense for each dollar of revenue. The peer median is 61.67%, and lower is better.
Is Community Bank of Pleasant Hill growing its loans?
Net loans grew 3.8% over the year to Q2 2026, while deposits shrank 19.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.