Bank of New Madrid: how it compares with its peers
Against 75 MO banks with half to twice its assets, Bank of New Madrid's strongest measure in Q2 2026 is return on assets (1.91% vs. a 1.20% peer median). Its weakest relative measure is assets per employee ($4.9M vs. $6.0M).
| Measure | Bank of New Madrid | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.91% | 1.20% | Top third Ahead of 77% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.22% | 4.01% | Middle third Ahead of 60% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.67% | 62.64% | Top third Ahead of 67% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.9M | $6.0M | Bottom third Ahead of 27% of peers |
| Loans to deposits Net loans and leases over total deposits. | 66.33% | 75.37% | Context |
What it means for lending operations
Its efficiency ratio of 57.67% is better than the 62.64% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of Brookfield - Purdin, National Association Brookfield, MO · $117M
- Metz Banking Company Nevada, MO · $117M
- Neighbors Bank Clarence, MO · $116M
- The Hamilton Bank Hamilton, MO · $120M
- TPNB Bank Paris, MO · $112M
- Kennett Trust Bank Kennett, MO · $122M
Questions about Bank of New Madrid
How big is Bank of New Madrid?
Bank of New Madrid, established in 1933, is headquartered in New Madrid, MO. It reported $117M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Bank of New Madrid's return on assets?
1.91% annualized in Q2 2026, against a 1.20% median for 75 MO banks with half to twice its assets, ahead of 77% of them.
What is Bank of New Madrid's efficiency ratio?
57.67% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 62.64%, and lower is better.
Is Bank of New Madrid growing its loans?
Net loans grew 6.8% over the year to Q2 2026, while deposits shrank 4.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.