Metz Banking Company: how it compares with its peers
Against 75 MO banks with half to twice its assets, Metz Banking Company's strongest measure in Q2 2026 is efficiency ratio (55.57% vs. a 62.64% peer median). Its weakest relative measure is net interest margin (3.55% vs. 4.02%).
| Measure | Metz Banking Company | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.60% | 1.20% | Top third Ahead of 71% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.55% | 4.02% | Bottom third Ahead of 25% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 55.57% | 62.64% | Top third Ahead of 72% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.9M | $5.9M | Top third Ahead of 69% of peers |
| Loans to deposits Net loans and leases over total deposits. | 72.64% | 75.37% | Context |
What it means for lending operations
Its efficiency ratio of 55.57% is better than the 62.64% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of Brookfield - Purdin, National Association Brookfield, MO · $117M
- Bank of New Madrid New Madrid, MO · $117M
- Neighbors Bank Clarence, MO · $116M
- The Hamilton Bank Hamilton, MO · $120M
- Kennett Trust Bank Kennett, MO · $122M
- The First National Bank of Nevada, Missouri Nevada, MO · $122M
Questions about Metz Banking Company
How big is Metz Banking Company?
Metz Banking Company, established in 1906, is headquartered in Nevada, MO. It reported $117M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Metz Banking Company's return on assets?
1.60% annualized in Q2 2026, against a 1.20% median for 75 MO banks with half to twice its assets, ahead of 71% of them.
What is Metz Banking Company's efficiency ratio?
55.57% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 62.64%, and lower is better.
Is Metz Banking Company growing its loans?
Net loans shrank 1.3% over the year to Q2 2026, while deposits grew 5.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.