The Hamilton Bank: how it compares with its peers
Against 76 MO banks with half to twice its assets, The Hamilton Bank's strongest measure in Q2 2026 is assets per employee ($8.0M vs. a $5.9M peer median). Its weakest relative measure is net interest margin (3.66% vs. 4.01%).
| Measure | The Hamilton Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.54% | 1.20% | Top third Ahead of 67% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.66% | 4.01% | Middle third Ahead of 34% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.10% | 62.63% | Middle third Ahead of 64% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.0M | $5.9M | Top third Ahead of 87% of peers |
| Loans to deposits Net loans and leases over total deposits. | 45.48% | 75.51% | Context |
What it means for lending operations
Its efficiency ratio of 58.10% is better than the 62.63% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Kennett Trust Bank Kennett, MO · $122M
- The First National Bank of Nevada, Missouri Nevada, MO · $122M
- Metz Banking Company Nevada, MO · $117M
- Bank of Brookfield - Purdin, National Association Brookfield, MO · $117M
- Bank of New Madrid New Madrid, MO · $117M
- Neighbors Bank Clarence, MO · $116M
Questions about The Hamilton Bank
How big is The Hamilton Bank?
The Hamilton Bank, established in 1938, is headquartered in Hamilton, MO. It reported $120M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is The Hamilton Bank's return on assets?
1.54% annualized in Q2 2026, against a 1.20% median for 76 MO banks with half to twice its assets, ahead of 67% of them.
What is The Hamilton Bank's efficiency ratio?
58.10% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 62.63%, and lower is better.
Is The Hamilton Bank growing its loans?
Net loans shrank 4.3% over the year to Q2 2026, while deposits grew 6.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.