Table Rock Community Bank: how it compares with its peers
Against 70 MO banks with half to twice its assets, Table Rock Community Bank's strongest measure in Q2 2026 is assets per employee ($7.5M vs. a $6.8M peer median). Its weakest relative measure is net interest margin (3.57% vs. 4.16%).
| Measure | Table Rock Community Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.36% | 1.58% | Bottom third Ahead of 29% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.57% | 4.16% | Bottom third Ahead of 13% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.99% | 56.81% | Middle third Ahead of 49% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.5M | $6.8M | Middle third Ahead of 64% of peers |
| Loans to deposits Net loans and leases over total deposits. | 86.97% | 88.55% | Context |
What it means for lending operations
Its efficiency ratio of 56.99% is above the 56.81% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Farmers Bank of Northern Missouri Unionville, MO · $567M
- United Bank of Union Union, MO · $578M
- Belgrade State Bank Belgrade, MO · $548M
- Regional Missouri Bank Marceline, MO · $597M
- The Maries County Bank Vienna, MO · $600M
- First State Bank of St. Charles, Missouri St. Charles, MO · $535M
Questions about Table Rock Community Bank
How big is Table Rock Community Bank?
Table Rock Community Bank, established in 2006, is headquartered in Kimberling City, MO. It reported $569M in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is Table Rock Community Bank's return on assets?
1.36% annualized in Q2 2026, against a 1.58% median for 70 MO banks with half to twice its assets, ahead of 29% of them.
What is Table Rock Community Bank's efficiency ratio?
56.99% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 56.81%, and lower is better.
Is Table Rock Community Bank growing its loans?
Net loans grew 34.5% over the year to Q2 2026, while deposits grew 22.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.