Regional Missouri Bank: how it compares with its peers
Against 71 MO banks with half to twice its assets, Regional Missouri Bank's strongest measure in Q2 2026 is return on assets (2.26% vs. a 1.58% peer median). Its weakest relative measure is assets per employee ($5.7M vs. $6.9M).
| Measure | Regional Missouri Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.26% | 1.58% | Top third Ahead of 86% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.44% | 4.15% | Top third Ahead of 73% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.20% | 56.82% | Top third Ahead of 68% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.7M | $6.9M | Bottom third Ahead of 24% of peers |
| Loans to deposits Net loans and leases over total deposits. | 92.52% | 88.92% | Context |
What it means for lending operations
Its efficiency ratio of 52.20% is better than the 56.82% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Maries County Bank Vienna, MO · $600M
- United Bank of Union Union, MO · $578M
- Phelps County Bank Rolla, MO · $622M
- Table Rock Community Bank Kimberling City, MO · $569M
- Farmers Bank of Northern Missouri Unionville, MO · $567M
- Legends Bank Linn, MO · $636M
Questions about Regional Missouri Bank
How big is Regional Missouri Bank?
Regional Missouri Bank, established in 1908, is headquartered in Marceline, MO. It reported $597M in total assets in its Q2 2026 FDIC call report and operates 11 offices.
What is Regional Missouri Bank's return on assets?
2.26% annualized in Q2 2026, against a 1.58% median for 71 MO banks with half to twice its assets, ahead of 86% of them.
What is Regional Missouri Bank's efficiency ratio?
52.20% in Q2 2026: it spent about 52 cents in noninterest expense for each dollar of revenue. The peer median is 56.82%, and lower is better.
Is Regional Missouri Bank growing its loans?
Net loans grew 10.7% over the year to Q2 2026, while deposits grew 8.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.