Paramount Bank: how it compares with its peers
Against 58 MO banks with half to twice its assets, Paramount Bank's strongest measure in Q2 2026 is net interest margin (3.31% vs. a 3.93% peer median). Its weakest relative measure is return on assets (-3.93% vs. 1.22%).
| Measure | Paramount Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | -3.93% | 1.22% | Bottom third Ahead of 0% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.31% | 3.93% | Bottom third Ahead of 17% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 148.35% | 62.63% | Bottom third Ahead of 0% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $3.2M | $6.1M | Bottom third Ahead of 7% of peers |
| Loans to deposits Net loans and leases over total deposits. | 98.37% | 72.49% | Context |
What it means for lending operations
Its efficiency ratio of 148.35% is above the 62.63% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Peoples Bank of Moniteau County Jamestown, MO · $83M
- Farmers Bank of Lohman, Missouri Jefferson City, MO · $83M
- Flat Branch Bank Richmond, MO · $93M
- Community Bank of Missouri Richmond, MO · $94M
- Sherwood Community Bank Creighton, MO · $78M
- United Security Bank Fulton, MO · $97M
Questions about Paramount Bank
How big is Paramount Bank?
Paramount Bank, established in 2004, is headquartered in Hazelwood, MO. It reported $87M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Paramount Bank's return on assets?
-3.93% annualized in Q2 2026, against a 1.22% median for 58 MO banks with half to twice its assets, ahead of 0% of them.
What is Paramount Bank's efficiency ratio?
148.35% in Q2 2026: it spent about 148 cents in noninterest expense for each dollar of revenue. The peer median is 62.63%, and lower is better.
Is Paramount Bank growing its loans?
Net loans grew 14.7% over the year to Q2 2026, while deposits grew 1.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.