Farmers Bank of Lohman, Missouri: how it compares with its peers
Against 58 MO banks with half to twice its assets, Farmers Bank of Lohman, Missouri's strongest measure in Q2 2026 is assets per employee ($9.2M vs. a $5.9M peer median). Its weakest relative measure is net interest margin (3.01% vs. 3.93%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.18% | 1.22% | Middle third Ahead of 45% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.01% | 3.93% | Bottom third Ahead of 5% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 51.21% | 63.01% | Top third Ahead of 86% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.2M | $5.9M | Top third Ahead of 95% of peers |
| Loans to deposits Net loans and leases over total deposits. | 33.90% | 72.61% | Context |
What it means for lending operations
Its efficiency ratio of 51.21% is better than the 63.01% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Peoples Bank of Moniteau County Jamestown, MO · $83M
- Paramount Bank Hazelwood, MO · $87M
- Sherwood Community Bank Creighton, MO · $78M
- Bank of Iberia Iberia, MO · $74M
- Flat Branch Bank Richmond, MO · $93M
- Community Bank of Missouri Richmond, MO · $94M
Questions about Farmers Bank of Lohman, Missouri
How big is Farmers Bank of Lohman, Missouri?
Farmers Bank of Lohman, Missouri, established in 1909, is headquartered in Jefferson City, MO. It reported $83M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Farmers Bank of Lohman, Missouri's return on assets?
1.18% annualized in Q2 2026, against a 1.22% median for 58 MO banks with half to twice its assets, ahead of 45% of them.
What is Farmers Bank of Lohman, Missouri's efficiency ratio?
51.21% in Q2 2026: it spent about 51 cents in noninterest expense for each dollar of revenue. The peer median is 63.01%, and lower is better.
Is Farmers Bank of Lohman, Missouri growing its loans?
Net loans shrank 3.2% over the year to Q2 2026, while deposits grew 3.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.