Sherwood Community Bank: how it compares with its peers
Against 53 MO banks with half to twice its assets, Sherwood Community Bank's strongest measure in Q2 2026 is net interest margin (4.94% vs. a 3.89% peer median). Its weakest relative measure is assets per employee ($4.1M vs. $6.3M).
| Measure | Sherwood Community Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.54% | 1.19% | Top third Ahead of 70% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.94% | 3.89% | Top third Ahead of 89% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 65.26% | 62.62% | Middle third Ahead of 42% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.1M | $6.3M | Bottom third Ahead of 13% of peers |
| Loans to deposits Net loans and leases over total deposits. | 72.41% | 72.79% | Context |
What it means for lending operations
Its efficiency ratio of 65.26% is above the 62.62% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Bank of Iberia Iberia, MO · $74M
- Farmers Bank of Lohman, Missouri Jefferson City, MO · $83M
- Peoples Bank of Moniteau County Jamestown, MO · $83M
- Paramount Bank Hazelwood, MO · $87M
- The Bank of Houston Houston, MO · $67M
- America's Community Bank Blue Springs, MO · $64M
Questions about Sherwood Community Bank
How big is Sherwood Community Bank?
Sherwood Community Bank, established in 1902, is headquartered in Creighton, MO. It reported $78M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Sherwood Community Bank's return on assets?
1.54% annualized in Q2 2026, against a 1.19% median for 53 MO banks with half to twice its assets, ahead of 70% of them.
What is Sherwood Community Bank's efficiency ratio?
65.26% in Q2 2026: it spent about 65 cents in noninterest expense for each dollar of revenue. The peer median is 62.62%, and lower is better.
Is Sherwood Community Bank growing its loans?
Net loans grew 20.8% over the year to Q2 2026, while deposits grew 7.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.