Grand Missouri Bank: how it compares with its peers
Against 85 MO banks with half to twice its assets, Grand Missouri Bank's strongest measure in Q2 2026 is net interest margin (4.80% vs. a 3.98% peer median). Its weakest relative measure is assets per employee ($4.9M vs. $6.1M).
| Measure | Grand Missouri Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.01% | 1.24% | Bottom third Ahead of 29% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.80% | 3.98% | Top third Ahead of 79% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 62.62% | 61.67% | Middle third Ahead of 47% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.9M | $6.1M | Bottom third Ahead of 26% of peers |
| Loans to deposits Net loans and leases over total deposits. | 95.99% | 78.95% | Context |
What it means for lending operations
Its efficiency ratio of 62.62% is above the 61.67% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Peoples Bank of Wyaconda, Missouri Kahoka, MO · $148M
- Peoples Bank Co. Altenburg, MO · $148M
- First Independent Bank Aurora, MO · $148M
- Security Bank of the Ozarks Eminence, MO · $155M
- Bank of Salem Salem, MO · $147M
- Security Bank of Southwest Missouri Cassville, MO · $147M
Questions about Grand Missouri Bank
How big is Grand Missouri Bank?
Grand Missouri Bank, established in 1910, is headquartered in Bolivar, MO. It reported $151M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Grand Missouri Bank's return on assets?
1.01% annualized in Q2 2026, against a 1.24% median for 85 MO banks with half to twice its assets, ahead of 29% of them.
What is Grand Missouri Bank's efficiency ratio?
62.62% in Q2 2026: it spent about 63 cents in noninterest expense for each dollar of revenue. The peer median is 61.67%, and lower is better.
Is Grand Missouri Bank growing its loans?
Net loans grew 21.8% over the year to Q2 2026, while deposits grew 25.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.