Security Bank of Southwest Missouri: how it compares with its peers
Against 85 MO banks with half to twice its assets, Security Bank of Southwest Missouri's strongest measure in Q2 2026 is return on assets (3.02% vs. a 1.24% peer median). Its weakest relative measure is assets per employee ($4.6M vs. $6.1M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 3.02% | 1.24% | Top third Ahead of 98% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.99% | 3.98% | Top third Ahead of 87% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 42.49% | 61.97% | Top third Ahead of 96% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.6M | $6.1M | Bottom third Ahead of 22% of peers |
| Loans to deposits Net loans and leases over total deposits. | 88.60% | 78.69% | Context |
What it means for lending operations
Its efficiency ratio of 42.49% is better than the 61.97% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of Salem Salem, MO · $147M
- Independent Farmers Bank Maysville, MO · $147M
- First Independent Bank Aurora, MO · $148M
- Peoples Bank Co. Altenburg, MO · $148M
- Jonesburg State Bank Jonesburg, MO · $146M
- Peoples Bank of Wyaconda, Missouri Kahoka, MO · $148M
Questions about Security Bank of Southwest Missouri
How big is Security Bank of Southwest Missouri?
Security Bank of Southwest Missouri, established in 1985, is headquartered in Cassville, MO. It reported $147M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Security Bank of Southwest Missouri's return on assets?
3.02% annualized in Q2 2026, against a 1.24% median for 85 MO banks with half to twice its assets, ahead of 98% of them.
What is Security Bank of Southwest Missouri's efficiency ratio?
42.49% in Q2 2026: it spent about 42 cents in noninterest expense for each dollar of revenue. The peer median is 61.97%, and lower is better.
Is Security Bank of Southwest Missouri growing its loans?
Net loans grew 4.0% over the year to Q2 2026, while deposits grew 3.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.