Peoples Bank of Wyaconda, Missouri: how it compares with its peers
Against 84 MO banks with half to twice its assets, Peoples Bank of Wyaconda, Missouri's strongest measure in Q2 2026 is efficiency ratio (53.27% vs. a 61.82% peer median). Its weakest relative measure is assets per employee ($5.5M vs. $6.1M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.34% | 1.24% | Middle third Ahead of 54% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.98% | 3.98% | Middle third Ahead of 50% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 53.27% | 61.82% | Top third Ahead of 74% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.5M | $6.1M | Middle third Ahead of 35% of peers |
| Loans to deposits Net loans and leases over total deposits. | 80.50% | 78.82% | Context |
What it means for lending operations
Its efficiency ratio of 53.27% is better than the 61.82% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Peoples Bank Co. Altenburg, MO · $148M
- First Independent Bank Aurora, MO · $148M
- Bank of Salem Salem, MO · $147M
- Security Bank of Southwest Missouri Cassville, MO · $147M
- Independent Farmers Bank Maysville, MO · $147M
- Grand Missouri Bank Bolivar, MO · $151M
Questions about Peoples Bank of Wyaconda, Missouri
How big is Peoples Bank of Wyaconda, Missouri?
Peoples Bank of Wyaconda, Missouri, established in 1914, is headquartered in Kahoka, MO. It reported $148M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Peoples Bank of Wyaconda, Missouri's return on assets?
1.34% annualized in Q2 2026, against a 1.24% median for 84 MO banks with half to twice its assets, ahead of 54% of them.
What is Peoples Bank of Wyaconda, Missouri's efficiency ratio?
53.27% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 61.82%, and lower is better.
Is Peoples Bank of Wyaconda, Missouri growing its loans?
Net loans grew 15.2% over the year to Q2 2026, while deposits grew 4.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.