Bank of Salem: how it compares with its peers
Against 85 MO banks with half to twice its assets, Bank of Salem's strongest measure in Q2 2026 is efficiency ratio (61.19% vs. a 61.97% peer median). Its weakest relative measure is net interest margin (3.46% vs. 4.01%).
| Measure | Bank of Salem | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.20% | 1.24% | Middle third Ahead of 47% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.46% | 4.01% | Bottom third Ahead of 24% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 61.19% | 61.97% | Middle third Ahead of 53% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.9M | $6.1M | Middle third Ahead of 47% of peers |
| Loans to deposits Net loans and leases over total deposits. | 68.77% | 78.95% | Context |
What it means for lending operations
Its efficiency ratio of 61.19% is better than the 61.97% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Security Bank of Southwest Missouri Cassville, MO · $147M
- Independent Farmers Bank Maysville, MO · $147M
- First Independent Bank Aurora, MO · $148M
- Peoples Bank Co. Altenburg, MO · $148M
- Jonesburg State Bank Jonesburg, MO · $146M
- Peoples Bank of Wyaconda, Missouri Kahoka, MO · $148M
Questions about Bank of Salem
How big is Bank of Salem?
Bank of Salem, established in 1883, is headquartered in Salem, MO. It reported $147M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Bank of Salem's return on assets?
1.20% annualized in Q2 2026, against a 1.24% median for 85 MO banks with half to twice its assets, ahead of 47% of them.
What is Bank of Salem's efficiency ratio?
61.19% in Q2 2026: it spent about 61 cents in noninterest expense for each dollar of revenue. The peer median is 61.97%, and lower is better.
Is Bank of Salem growing its loans?
Net loans grew 1.1% over the year to Q2 2026, while deposits grew 3.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.