Bank Northwest: how it compares with its peers
Against 95 MO banks with half to twice its assets, Bank Northwest's strongest measure in Q2 2026 is return on assets (3.14% vs. a 1.34% peer median). Its weakest relative measure is assets per employee ($5.1M vs. $6.2M).
| Measure | Bank Northwest | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 3.14% | 1.34% | Top third Ahead of 99% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.85% | 4.03% | Top third Ahead of 98% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 43.99% | 59.95% | Top third Ahead of 89% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.1M | $6.2M | Bottom third Ahead of 23% of peers |
| Loans to deposits Net loans and leases over total deposits. | 86.66% | 79.49% | Context |
What it means for lending operations
Its efficiency ratio of 43.99% is better than the 59.95% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Corner Stone Bank South West City, MO · $211M
- 1st Advantage Bank Saint Peters, MO · $212M
- Carroll County Trust Company of Carrollton, Missouri Carrollton, MO · $208M
- The Citizens-Farmers Bank of Cole Camp Cole Camp, MO · $207M
- Bank 21 Carrollton, MO · $202M
Questions about Bank Northwest
How big is Bank Northwest?
Bank Northwest, established in 1945, is headquartered in Hamilton, MO. It reported $210M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is Bank Northwest's return on assets?
3.14% annualized in Q2 2026, against a 1.34% median for 95 MO banks with half to twice its assets, ahead of 99% of them.
What is Bank Northwest's efficiency ratio?
43.99% in Q2 2026: it spent about 44 cents in noninterest expense for each dollar of revenue. The peer median is 59.95%, and lower is better.
Is Bank Northwest growing its loans?
Net loans shrank 0.5% over the year to Q2 2026, while deposits shrank 3.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.