SULLIVAN BANK: how it compares with its peers
Against 39 MO banks with half to twice its assets, SULLIVAN BANK's strongest measure in Q2 2026 is assets per employee ($8.4M vs. a $7.8M peer median). Its weakest relative measure is net interest margin (3.46% vs. 4.19%).
| Measure | SULLIVAN BANK | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.13% | 1.59% | Bottom third Ahead of 26% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.46% | 4.19% | Bottom third Ahead of 13% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 54.46% | 56.82% | Middle third Ahead of 56% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.4M | $7.8M | Middle third Ahead of 62% of peers |
| Loans to deposits Net loans and leases over total deposits. | 95.71% | 91.61% | Context |
What it means for lending operations
Its efficiency ratio of 54.46% is better than the 56.82% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Cass Commercial Bank Des Peres, MO · $1.33B
- HNB National Bank Hannibal, MO · $1.31B
- Wood & Huston Bank Marshall, MO · $1.23B
- Sterling Bank Poplar Bluff, MO · $1.56B
- Southwest Missouri Bank Carthage, MO · $1.21B
- Montgomery Bank Sikeston, MO · $1.18B
Questions about SULLIVAN BANK
How big is SULLIVAN BANK?
SULLIVAN BANK, established in 1895, is headquartered in Sullivan, MO. It reported $1.40B in total assets in its Q2 2026 FDIC call report and operates 11 offices.
What is SULLIVAN BANK's return on assets?
1.13% annualized in Q2 2026, against a 1.59% median for 39 MO banks with half to twice its assets, ahead of 26% of them.
What is SULLIVAN BANK's efficiency ratio?
54.46% in Q2 2026: it spent about 54 cents in noninterest expense for each dollar of revenue. The peer median is 56.82%, and lower is better.
Is SULLIVAN BANK growing its loans?
Net loans grew 11.5% over the year to Q2 2026, while deposits grew 10.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.