Alliant Bank: how it compares with its peers
Against 92 MO banks with half to twice its assets, Alliant Bank's strongest measure in Q2 2026 is net interest margin (4.59% vs. a 4.06% peer median). Its weakest relative measure is assets per employee ($3.8M vs. $6.1M).
| Measure | Alliant Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.07% | 1.40% | Bottom third Ahead of 26% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.59% | 4.06% | Top third Ahead of 73% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 71.09% | 59.76% | Bottom third Ahead of 14% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $3.8M | $6.1M | Bottom third Ahead of 5% of peers |
| Loans to deposits Net loans and leases over total deposits. | 87.78% | 84.01% | Context |
What it means for lending operations
Its efficiency ratio of 71.09% is above the 59.76% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Community First Bank Butler, MO · $259M
- Community Point Bank Russellville, MO · $260M
- Community Bank of Marshall Marshall, MO · $250M
- First State Bank of the Ozarks Purdy, MO · $249M
- Peoples Bank Cuba, MO · $249M
- Citizens Bank of Eldon Eldon, MO · $247M
Questions about Alliant Bank
How big is Alliant Bank?
Alliant Bank, established in 1888, is headquartered in Madison, MO. It reported $256M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is Alliant Bank's return on assets?
1.07% annualized in Q2 2026, against a 1.40% median for 92 MO banks with half to twice its assets, ahead of 26% of them.
What is Alliant Bank's efficiency ratio?
71.09% in Q2 2026: it spent about 71 cents in noninterest expense for each dollar of revenue. The peer median is 59.76%, and lower is better.
Is Alliant Bank growing its loans?
Net loans grew 2.4% over the year to Q2 2026, while deposits grew 2.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.