Community Bank of Marshall: how it compares with its peers
Against 91 MO banks with half to twice its assets, Community Bank of Marshall's strongest measure in Q2 2026 is efficiency ratio (57.44% vs. a 59.85% peer median). Its weakest relative measure is net interest margin (3.26% vs. 4.07%).
| Measure | Community Bank of Marshall | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.14% | 1.38% | Bottom third Ahead of 32% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.26% | 4.07% | Bottom third Ahead of 8% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.44% | 59.85% | Middle third Ahead of 62% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.6M | $6.1M | Middle third Ahead of 57% of peers |
| Loans to deposits Net loans and leases over total deposits. | 48.39% | 83.96% | Context |
What it means for lending operations
Its efficiency ratio of 57.44% is better than the 59.85% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First State Bank of the Ozarks Purdy, MO · $249M
- Peoples Bank Cuba, MO · $249M
- Citizens Bank of Eldon Eldon, MO · $247M
- Bank of Weston Weston, MO · $246M
- Alliant Bank Madison, MO · $256M
- Community First Bank Butler, MO · $259M
Questions about Community Bank of Marshall
How big is Community Bank of Marshall?
Community Bank of Marshall, established in 1978, is headquartered in Marshall, MO. It reported $250M in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is Community Bank of Marshall's return on assets?
1.14% annualized in Q2 2026, against a 1.38% median for 91 MO banks with half to twice its assets, ahead of 32% of them.
What is Community Bank of Marshall's efficiency ratio?
57.44% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 59.85%, and lower is better.
Is Community Bank of Marshall growing its loans?
Net loans grew 9.6% over the year to Q2 2026, while deposits grew 4.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.