Bloomsdale Bank: how it compares with its peers
Against 78 MO banks with half to twice its assets, Bloomsdale Bank's strongest measure in Q2 2026 is return on assets (2.39% vs. a 1.62% peer median). Its weakest relative measure is net interest margin (4.18% vs. 4.16%).
| Measure | Bloomsdale Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.39% | 1.62% | Top third Ahead of 88% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.18% | 4.16% | Middle third Ahead of 51% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 44.92% | 57.26% | Top third Ahead of 81% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.5M | $6.4M | Top third Ahead of 77% of peers |
| Loans to deposits Net loans and leases over total deposits. | 77.53% | 86.11% | Context |
What it means for lending operations
Its efficiency ratio of 44.92% is better than the 57.26% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Alliance Bank Cape Girardeau, MO · $391M
- Pony Express Bank Braymer, MO · $399M
- Central Bank of Kansas City Kansas City, MO · $410M
- Branson Bank Branson, MO · $414M
- MA Bank Macon, MO · $417M
Questions about Bloomsdale Bank
How big is Bloomsdale Bank?
Bloomsdale Bank, established in 1914, is headquartered in Bloomsdale, MO. It reported $390M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Bloomsdale Bank's return on assets?
2.39% annualized in Q2 2026, against a 1.62% median for 78 MO banks with half to twice its assets, ahead of 88% of them.
What is Bloomsdale Bank's efficiency ratio?
44.92% in Q2 2026: it spent about 45 cents in noninterest expense for each dollar of revenue. The peer median is 57.26%, and lower is better.
Is Bloomsdale Bank growing its loans?
Net loans grew 12.3% over the year to Q2 2026, while deposits grew 5.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.