Branson Bank: how it compares with its peers
Against 77 MO banks with half to twice its assets, Branson Bank's strongest measure in Q2 2026 is net interest margin (4.65% vs. a 4.15% peer median). Its weakest relative measure is assets per employee ($5.4M vs. $6.6M).
| Measure | Branson Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.45% | 1.58% | Middle third Ahead of 45% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.65% | 4.15% | Top third Ahead of 81% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 61.61% | 57.44% | Bottom third Ahead of 29% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.4M | $6.6M | Bottom third Ahead of 25% of peers |
| Loans to deposits Net loans and leases over total deposits. | 95.13% | 86.11% | Context |
What it means for lending operations
Its efficiency ratio of 61.61% is above the 57.44% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- MA Bank Macon, MO · $417M
- Central Bank of Kansas City Kansas City, MO · $410M
- Bank of Franklin County Washington, MO · $419M
- Heritage Bank of the Ozarks Lebanon, MO · $424M
- Pony Express Bank Braymer, MO · $399M
- Alliance Bank Cape Girardeau, MO · $391M
Questions about Branson Bank
How big is Branson Bank?
Branson Bank, established in 2000, is headquartered in Branson, MO. It reported $414M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is Branson Bank's return on assets?
1.45% annualized in Q2 2026, against a 1.58% median for 77 MO banks with half to twice its assets, ahead of 45% of them.
What is Branson Bank's efficiency ratio?
61.61% in Q2 2026: it spent about 62 cents in noninterest expense for each dollar of revenue. The peer median is 57.44%, and lower is better.
Is Branson Bank growing its loans?
Net loans grew 7.2% over the year to Q2 2026, while deposits grew 7.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.