Stifel Bank and Trust: how it compares with its peers
Against 107 U.S. banks with half to twice its assets, Stifel Bank and Trust's strongest measure in Q2 2026 is assets per employee ($59.6M vs. a $11.0M peer median). Its weakest relative measure is net interest margin (3.53% vs. 3.71%).
| Measure | Stifel Bank and Trust | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.86% | 1.23% | Top third Ahead of 86% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.53% | 3.71% | Middle third Ahead of 37% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 26.89% | 55.14% | Top third Ahead of 92% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $59.6M | $11.0M | Top third Ahead of 93% of peers |
| Loans to deposits Net loans and leases over total deposits. | 86.37% | 85.89% | Context |
What it means for lending operations
Its efficiency ratio of 26.89% is better than the 55.14% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Apple Bank New York, NY · $19.89B
- FirstBank Puerto Rico Santurce, PR · $19.22B
- Trustmark Bank Jackson, MS · $19.19B
- Bank of Hope Los Angeles, CA · $18.99B
- The Central Trust Bank Jefferson City, MO · $20.31B
- ServisFirst Bank Birmingham, AL · $18.34B
Questions about Stifel Bank and Trust
How big is Stifel Bank and Trust?
Stifel Bank and Trust, established in 2002, is headquartered in Saint Louis, MO. It reported $19.62B in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Stifel Bank and Trust's return on assets?
1.86% annualized in Q2 2026, against a 1.23% median for 107 U.S. banks with half to twice its assets, ahead of 86% of them.
What is Stifel Bank and Trust's efficiency ratio?
26.89% in Q2 2026: it spent about 27 cents in noninterest expense for each dollar of revenue. The peer median is 55.14%, and lower is better.
Is Stifel Bank and Trust growing its loans?
Net loans grew 6.8% over the year to Q2 2026, while deposits grew 4.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.