Bank of Hope: how it compares with its peers
Against 8 CA banks with half to twice its assets, Bank of Hope's strongest measure in Q2 2026 is assets per employee ($13.2M vs. a $17.5M peer median). Its weakest relative measure is efficiency ratio (63.42% vs. 52.95%).
| Measure | Bank of Hope | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.74% | 1.09% | Bottom third Ahead of 13% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.98% | 3.57% | Bottom third Ahead of 25% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 63.42% | 52.95% | Bottom third Ahead of 0% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $13.2M | $17.5M | Bottom third Ahead of 29% of peers |
| Loans to deposits Net loans and leases over total deposits. | 93.48% | 81.18% | Context |
What it means for lending operations
Its efficiency ratio of 63.42% is above the 52.95% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Citizens Business Bank, National Association Ontario, CA · $21.18B
- Mechanics Bank Walnut Creek, CA · $21.25B
- Bank of America California, National Association San Francisco, CA · $14.81B
- Cathay Bank Los Angeles, CA · $24.64B
- Farmers and Merchants Bank of Long Beach Long Beach, CA · $11.77B
- Tri Counties Bank Chico, CA · $9.93B
Questions about Bank of Hope
How big is Bank of Hope?
Bank of Hope, established in 1986, is headquartered in Los Angeles, CA. It reported $18.99B in total assets in its Q2 2026 FDIC call report and operates 75 offices.
What is Bank of Hope's return on assets?
0.74% annualized in Q2 2026, against a 1.09% median for 8 CA banks with half to twice its assets, ahead of 13% of them.
What is Bank of Hope's efficiency ratio?
63.42% in Q2 2026: it spent about 63 cents in noninterest expense for each dollar of revenue. The peer median is 52.95%, and lower is better.
Is Bank of Hope growing its loans?
Net loans grew 4.1% over the year to Q2 2026, while deposits shrank 0.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every California bank ranked.