The Nodaway Valley Bank: how it compares with its peers
Against 36 MO banks with half to twice its assets, The Nodaway Valley Bank's strongest measure in Q2 2026 is return on assets (2.23% vs. a 1.37% peer median). Its weakest relative measure is efficiency ratio (52.87% vs. 57.70%).
| Measure | The Nodaway Valley Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.23% | 1.37% | Top third Ahead of 89% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.24% | 3.95% | Top third Ahead of 67% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.87% | 57.70% | Middle third Ahead of 58% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.5M | $8.2M | Top third Ahead of 69% of peers |
| Loans to deposits Net loans and leases over total deposits. | 73.28% | 91.94% | Context |
What it means for lending operations
Its efficiency ratio of 52.87% is better than the 57.70% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Sterling Bank Poplar Bluff, MO · $1.56B
- Hawthorn Bank Jefferson City, MO · $1.76B
- SULLIVAN BANK Sullivan, MO · $1.40B
- Legacy Bank & Trust Company Mountain Grove, MO · $1.85B
- Cass Commercial Bank Des Peres, MO · $1.33B
- BTC Bank Bethany, MO · $1.91B
Questions about The Nodaway Valley Bank
How big is The Nodaway Valley Bank?
The Nodaway Valley Bank, established in 1868, is headquartered in Maryville, MO. It reported $1.62B in total assets in its Q2 2026 FDIC call report and operates 10 offices.
What is The Nodaway Valley Bank's return on assets?
2.23% annualized in Q2 2026, against a 1.37% median for 36 MO banks with half to twice its assets, ahead of 89% of them.
What is The Nodaway Valley Bank's efficiency ratio?
52.87% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 57.70%, and lower is better.
Is The Nodaway Valley Bank growing its loans?
Net loans grew 5.2% over the year to Q2 2026, while deposits grew 9.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.