The Bank of Advance: how it compares with its peers
Against 73 MO banks with half to twice its assets, The Bank of Advance's strongest measure in Q2 2026 is net interest margin (4.87% vs. a 4.15% peer median). Its weakest relative measure is assets per employee ($6.0M vs. $6.8M).
| Measure | The Bank of Advance | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.42% | 1.58% | Top third Ahead of 90% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.87% | 4.15% | Top third Ahead of 92% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 47.62% | 57.00% | Top third Ahead of 75% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.0M | $6.8M | Middle third Ahead of 34% of peers |
| Loans to deposits Net loans and leases over total deposits. | 91.59% | 87.78% | Context |
What it means for lending operations
Its efficiency ratio of 47.62% is better than the 57.00% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Callaway Bank Fulton, MO · $512M
- Connections Bank Platte City, MO · $517M
- UNICO Bank Mineral Point, MO · $503M
- People's Bank of Seneca Seneca, MO · $496M
- First State Bank of St. Charles, Missouri St. Charles, MO · $535M
- F & C Bank Holden, MO · $481M
Questions about The Bank of Advance
How big is The Bank of Advance?
The Bank of Advance, established in 1902, is headquartered in Advance, MO. It reported $510M in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is The Bank of Advance's return on assets?
2.42% annualized in Q2 2026, against a 1.58% median for 73 MO banks with half to twice its assets, ahead of 90% of them.
What is The Bank of Advance's efficiency ratio?
47.62% in Q2 2026: it spent about 48 cents in noninterest expense for each dollar of revenue. The peer median is 57.00%, and lower is better.
Is The Bank of Advance growing its loans?
Net loans grew 3.3% over the year to Q2 2026, while deposits grew 2.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.