Connections Bank: how it compares with its peers
Against 73 MO banks with half to twice its assets, Connections Bank's strongest measure in Q2 2026 is net interest margin (4.95% vs. a 4.14% peer median). Its weakest relative measure is assets per employee ($7.3M vs. $6.8M).
| Measure | Connections Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.95% | 1.58% | Top third Ahead of 75% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.95% | 4.14% | Top third Ahead of 93% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 42.75% | 57.00% | Top third Ahead of 92% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.3M | $6.8M | Middle third Ahead of 62% of peers |
| Loans to deposits Net loans and leases over total deposits. | 94.06% | 87.84% | Context |
What it means for lending operations
Its efficiency ratio of 42.75% is better than the 57.00% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Callaway Bank Fulton, MO · $512M
- The Bank of Advance Advance, MO · $510M
- UNICO Bank Mineral Point, MO · $503M
- First State Bank of St. Charles, Missouri St. Charles, MO · $535M
- People's Bank of Seneca Seneca, MO · $496M
- Belgrade State Bank Belgrade, MO · $548M
Questions about Connections Bank
How big is Connections Bank?
Connections Bank, established in 1934, is headquartered in Platte City, MO. It reported $517M in total assets in its Q2 2026 FDIC call report and operates 10 offices.
What is Connections Bank's return on assets?
1.95% annualized in Q2 2026, against a 1.58% median for 73 MO banks with half to twice its assets, ahead of 75% of them.
What is Connections Bank's efficiency ratio?
42.75% in Q2 2026: it spent about 43 cents in noninterest expense for each dollar of revenue. The peer median is 57.00%, and lower is better.
Is Connections Bank growing its loans?
Net loans grew 8.6% over the year to Q2 2026, while deposits grew 3.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.