The Bank of Old Monroe: how it compares with its peers
Against 52 MO banks with half to twice its assets, The Bank of Old Monroe's strongest measure in Q2 2026 is assets per employee ($11.8M vs. a $6.9M peer median). Its weakest relative measure is net interest margin (3.66% vs. 4.26%).
| Measure | The Bank of Old Monroe | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.62% | 1.61% | Middle third Ahead of 50% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.66% | 4.26% | Bottom third Ahead of 17% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 46.64% | 55.25% | Top third Ahead of 83% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $11.8M | $6.9M | Top third Ahead of 88% of peers |
| Loans to deposits Net loans and leases over total deposits. | 71.73% | 90.52% | Context |
What it means for lending operations
Its efficiency ratio of 46.64% is better than the 55.25% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First Federal Bank of Kansas City Lees Summit, MO · $993M
- Royal Banks of Missouri Saint Louis, MO · $1.03B
- Midwest Regional Bank Clayton, MO · $949M
- American Bank of Freedom Wellsville, MO · $948M
- Mid-Missouri Bank Springfield, MO · $947M
- Lindell Bank & Trust Company St. Louis, MO · $915M
Questions about The Bank of Old Monroe
How big is The Bank of Old Monroe?
The Bank of Old Monroe, established in 1906, is headquartered in Old Monroe, MO. It reported $995M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is The Bank of Old Monroe's return on assets?
1.62% annualized in Q2 2026, against a 1.61% median for 52 MO banks with half to twice its assets, ahead of 50% of them.
What is The Bank of Old Monroe's efficiency ratio?
46.64% in Q2 2026: it spent about 47 cents in noninterest expense for each dollar of revenue. The peer median is 55.25%, and lower is better.
Is The Bank of Old Monroe growing its loans?
Net loans grew 20.7% over the year to Q2 2026, while deposits grew 9.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.