Lindell Bank & Trust Company: how it compares with its peers
Against 53 MO banks with half to twice its assets, Lindell Bank & Trust Company's strongest measure in Q2 2026 is return on assets (2.62% vs. a 1.63% peer median). Its weakest relative measure is assets per employee ($6.4M vs. $7.3M).
| Measure | Lindell Bank & Trust Company | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.62% | 1.63% | Top third Ahead of 96% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.33% | 4.23% | Middle third Ahead of 64% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 43.29% | 54.57% | Top third Ahead of 89% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.4M | $7.3M | Middle third Ahead of 34% of peers |
| Loans to deposits Net loans and leases over total deposits. | 75.03% | 90.15% | Context |
What it means for lending operations
Its efficiency ratio of 43.29% is better than the 54.57% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Stifel Trust Company, National Association Saint Louis, MO · $911M
- Peoples Bank & Trust Co. Troy, MO · $908M
- Mid-Missouri Bank Springfield, MO · $947M
- American Bank of Freedom Wellsville, MO · $948M
- Midwest Regional Bank Clayton, MO · $949M
Questions about Lindell Bank & Trust Company
How big is Lindell Bank & Trust Company?
Lindell Bank & Trust Company, established in 1923, is headquartered in St. Louis, MO. It reported $915M in total assets in its Q2 2026 FDIC call report and operates 15 offices.
What is Lindell Bank & Trust Company's return on assets?
2.62% annualized in Q2 2026, against a 1.63% median for 53 MO banks with half to twice its assets, ahead of 96% of them.
What is Lindell Bank & Trust Company's efficiency ratio?
43.29% in Q2 2026: it spent about 43 cents in noninterest expense for each dollar of revenue. The peer median is 54.57%, and lower is better.
Is Lindell Bank & Trust Company growing its loans?
Net loans grew 5.2% over the year to Q2 2026, while deposits grew 1.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.