Omb Bank: how it compares with its peers
Against 21 MO banks with half to twice its assets, Omb Bank's strongest measure in Q2 2026 is efficiency ratio (47.34% vs. a 54.46% peer median). Its weakest relative measure is net interest margin (3.59% vs. 3.91%).
| Measure | Omb Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.30% | 1.48% | Middle third Ahead of 43% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.59% | 3.91% | Bottom third Ahead of 33% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 47.34% | 54.46% | Top third Ahead of 86% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.7M | $8.1M | Top third Ahead of 76% of peers |
| Loans to deposits Net loans and leases over total deposits. | 98.05% | 91.77% | Context |
What it means for lending operations
Its efficiency ratio of 47.34% is better than the 54.46% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First Bank of the Lake Osage Beach, MO · $2.34B
- Guaranty Bank Springfield, MO · $2.38B
- Lead Bank Kansas City, MO · $2.76B
- BTC Bank Bethany, MO · $1.91B
- Legacy Bank & Trust Company Mountain Grove, MO · $1.85B
- Hawthorn Bank Jefferson City, MO · $1.76B
Questions about Omb Bank
How big is Omb Bank?
Omb Bank, established in 1883, is headquartered in Springfield, MO. It reported $2.36B in total assets in its Q2 2026 FDIC call report and operates 9 offices.
What is Omb Bank's return on assets?
1.30% annualized in Q2 2026, against a 1.48% median for 21 MO banks with half to twice its assets, ahead of 43% of them.
What is Omb Bank's efficiency ratio?
47.34% in Q2 2026: it spent about 47 cents in noninterest expense for each dollar of revenue. The peer median is 54.46%, and lower is better.
Is Omb Bank growing its loans?
Net loans grew 18.1% over the year to Q2 2026, while deposits grew 19.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.