First Midwest Bank of Dexter: how it compares with its peers
Against 69 MO banks with half to twice its assets, First Midwest Bank of Dexter's strongest measure in Q2 2026 is return on assets (1.86% vs. a 1.58% peer median). Its weakest relative measure is net interest margin (4.09% vs. 4.16%).
| Measure | First Midwest Bank of Dexter | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.86% | 1.58% | Top third Ahead of 68% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.09% | 4.16% | Middle third Ahead of 42% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 53.57% | 56.82% | Middle third Ahead of 61% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.9M | $6.9M | Middle third Ahead of 49% of peers |
| Loans to deposits Net loans and leases over total deposits. | 106.69% | 88.92% | Context |
What it means for lending operations
Its efficiency ratio of 53.57% is better than the 56.82% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First State Bank and Trust Company, Inc. Caruthersville, MO · $659M
- Verimore Bank Brookfield, MO · $639M
- Bank of Odessa Odessa, MO · $667M
- Legends Bank Linn, MO · $636M
- Phelps County Bank Rolla, MO · $622M
- The Maries County Bank Vienna, MO · $600M
Questions about First Midwest Bank of Dexter
How big is First Midwest Bank of Dexter?
First Midwest Bank of Dexter, established in 1964, is headquartered in Dexter, MO. It reported $652M in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is First Midwest Bank of Dexter's return on assets?
1.86% annualized in Q2 2026, against a 1.58% median for 69 MO banks with half to twice its assets, ahead of 68% of them.
What is First Midwest Bank of Dexter's efficiency ratio?
53.57% in Q2 2026: it spent about 54 cents in noninterest expense for each dollar of revenue. The peer median is 56.82%, and lower is better.
Is First Midwest Bank of Dexter growing its loans?
Net loans grew 2.2% over the year to Q2 2026, while deposits grew 0.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.