Community Bank of Raymore: how it compares with its peers
Against 79 MO banks with half to twice its assets, Community Bank of Raymore's strongest measure in Q2 2026 is assets per employee ($8.3M vs. a $6.4M peer median). Its weakest relative measure is net interest margin (2.97% vs. 4.16%).
| Measure | Community Bank of Raymore | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.79% | 1.48% | Middle third Ahead of 62% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.97% | 4.16% | Bottom third Ahead of 3% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.76% | 57.66% | Middle third Ahead of 42% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.3M | $6.4M | Top third Ahead of 86% of peers |
| Loans to deposits Net loans and leases over total deposits. | 37.93% | 86.39% | Context |
What it means for lending operations
Its efficiency ratio of 59.76% is above the 57.66% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Heritage Community Bank Union, MO · $348M
- Farmers and Merchants Bank of St. Clair Saint Clair, MO · $343M
- Exchange Bank Co. Kahoka, MO · $342M
- Midwest Independent BankersBank Jefferson City, MO · $341M
- Ozark Bank Ozark, MO · $341M
- Citizens Bank New Haven, MO · $357M
Questions about Community Bank of Raymore
How big is Community Bank of Raymore?
Community Bank of Raymore, established in 1979, is headquartered in Raymore, MO. It reported $347M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Community Bank of Raymore's return on assets?
1.79% annualized in Q2 2026, against a 1.48% median for 79 MO banks with half to twice its assets, ahead of 62% of them.
What is Community Bank of Raymore's efficiency ratio?
59.76% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 57.66%, and lower is better.
Is Community Bank of Raymore growing its loans?
Net loans grew 8.9% over the year to Q2 2026, while deposits shrank 8.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Missouri bank ranked.