Nebraska bank rankings, Q2 2026
138 FDIC-insured banks are headquartered in Nebraska, holding $110.55B in combined assets as of Q2 2026. The median bank has $243M in assets, earns a 1.33% return on assets, and runs a 59.58% efficiency ratio.
Highest return on assets among community banks
- American Interstate Bank Elkhorn 3.61%
- Horizon Bank Waverly 2.95%
- The First National Bank of Gordon Gordon 2.73%
- Heritage Bank Wood River 2.58%
- First State Bank Loomis 2.57%
- South Central State Bank Campbell 2.40%
- Cattle Bank and Trust Seward 2.14%
- Dundee Bank Omaha 2.14%
- Exchange Bank Kearney 2.13%
- York State Bank York 2.08%
Most efficient community banks (lowest efficiency ratio)
- Horizon Bank Waverly 26.23%
- American Interstate Bank Elkhorn 31.37%
- Heritage Bank Wood River 32.95%
- First State Bank Loomis 36.07%
- BankFirst Norfolk 36.28%
- Exchange Bank Kearney 37.27%
- Farmers and Merchants Bank Milligan 39.23%
- Adams County Bank Kenesaw 39.28%
- The First National Bank of Gordon Gordon 39.37%
- Dundee Bank Omaha 40.43%
Top-ten lists include FDIC-designated community banks with at least $100M in assets; trust companies and specialty subsidiaries appear in the full table only.
Every Nebraska bank
| Bank | Assets | ROA | Efficiency | NIM |
|---|---|---|---|---|
| First National Bank of Omaha Omaha | $34.20B | 1.79% | 47.19% | 6.63% |
| Union Bank and Trust Company Lincoln | $9.24B | 1.66% | 54.69% | 3.68% |
| Pinnacle Bank Lincoln | $9.18B | 1.49% | 46.26% | 3.36% |
| Cornerstone Bank York | $2.73B | 1.24% | 62.25% | 3.42% |
| Security First Bank Lincoln | $2.32B | 0.81% | 67.58% | 3.42% |
| Five Points Bank Grand Island | $2.24B | 1.45% | 54.00% | 3.09% |
| Security National Bank of Omaha Omaha | $1.86B | 1.46% | 63.30% | 4.36% |
| Exchange Bank Kearney | $1.58B | 2.13% | 37.27% | 3.35% |
| Elkhorn Valley Bank & Trust Norfolk | $1.49B | 1.25% | 45.00% | 3.43% |
| West Gate Bank Lincoln | $1.47B | 0.97% | 76.60% | 3.64% |
| Adams Bank & Trust Ogallala | $1.29B | 1.32% | 64.21% | 4.83% |
| Platte Valley Bank Scottsbluff | $1.25B | 1.23% | 59.96% | 4.25% |
| Midwest Bank Pierce | $1.24B | 1.10% | 62.56% | 3.69% |
| Dayspring Bank Gothenburg | $1.23B | 1.06% | 60.34% | 2.90% |
| BankFirst Norfolk | $1.21B | 1.92% | 36.28% | 4.25% |
| First State Bank Nebraska Lincoln | $1.13B | 1.51% | 54.07% | 3.53% |
| Access Bank Omaha | $1.10B | 1.19% | 61.23% | 3.70% |
| Core Bank Omaha | $1.07B | 0.72% | 77.55% | 3.15% |
| Nebraskaland Bank North Platte | $1.06B | 0.52% | 72.84% | 2.83% |
| Farmers and Merchants Bank Milford | $1.05B | 0.89% | 53.39% | 2.27% |
| Cornhusker Bank Lincoln | $1.05B | 1.43% | 61.96% | 3.41% |
| FirsTier Bank Kimball | $1.05B | 0.77% | 81.84% | 3.53% |
| Dundee Bank Omaha | $976M | 2.14% | 40.43% | 3.74% |
| Heartland Bank Geneva | $911M | 2.01% | 48.46% | 4.23% |
| Arbor Bank Nebraska City | $702M | 1.16% | 73.29% | 4.14% |
| Henderson State Bank Henderson | $678M | 1.58% | 44.32% | 4.01% |
| Washington County Bank Blair | $662M | 1.80% | 48.79% | 4.38% |
| Bruning Bank Bruning | $660M | 1.23% | 59.95% | 3.81% |
| Citizens State Bank Wisner | $653M | 1.22% | 66.05% | 3.47% |
| Madison County Bank Madison | $613M | 1.33% | 50.68% | 2.90% |
| Heritage Bank Wood River | $612M | 2.58% | 32.95% | 4.39% |
| MNB BANK Mccook | $594M | 1.06% | 64.98% | 3.47% |
| Riverstone Bank Eagle | $593M | 1.95% | 55.79% | 4.35% |
| Bank of the Valley Bellwood | $582M | 0.87% | 69.81% | 3.91% |
| Horizon Bank Waverly | $574M | 2.95% | 26.23% | 5.12% |
| Enterprise Bank Omaha | $574M | 0.94% | 58.38% | 3.04% |
| RVR Bank Fremont | $570M | 2.00% | 57.64% | 4.48% |
| Home Federal Savings and Loan Association of Grand Island Grand Island | $563M | 1.01% | 65.91% | 3.75% |
| Five Points Bank of Hastings Hastings | $552M | 0.80% | 59.58% | 2.41% |
| Nebraska Bank Dodge | $552M | 1.17% | 65.79% | 4.02% |
| CHARTER WEST BANK West Point | $548M | 1.54% | 77.59% | 4.16% |
| Homestead Bank Cozad | $537M | 1.65% | 52.36% | 4.17% |
| Equitable Bank Grand Island | $524M | 1.10% | 71.06% | 3.74% |
| FirstBank of Nebraska Wahoo | $498M | 1.85% | 40.52% | 2.99% |
| First Northeast Bank of Nebraska Lyons | $473M | 1.32% | 48.38% | 3.02% |
| JONES BANK Seward | $441M | 1.30% | 61.79% | 3.16% |
| Cattle Bank and Trust Seward | $422M | 2.14% | 48.19% | 3.91% |
| First Westroads Bank, Inc. Omaha | $395M | 1.42% | 55.22% | 4.07% |
| Great Plains State Bank Petersburg | $392M | 1.11% | 57.12% | 3.54% |
| Waypoint Bank Cozad | $391M | 1.77% | 55.30% | 4.12% |
| Lincoln FSB of Nebraska Lincoln | $387M | 0.38% | 87.52% | 2.38% |
| Sandhills State Bank North Platte | $383M | 1.52% | 59.13% | 4.02% |
| Banner Capital Bank Harrisburg | $380M | 1.88% | 54.26% | 4.58% |
| First Nebraska Bank Valley | $371M | 1.42% | 66.55% | 4.50% |
| Flatwater Bank Gothenburg | $368M | 1.27% | 58.06% | 3.55% |
| The First National Bank of Gordon Gordon | $358M | 2.73% | 39.37% | 4.50% |
| F&M Bank West Point | $355M | 1.83% | 60.18% | 4.12% |
| Premier Bank National Association Omaha | $342M | 1.43% | 62.14% | 4.40% |
| First Community Bank Beemer | $342M | 0.99% | 60.88% | 3.68% |
| Pathway Bank Cairo | $338M | 1.57% | 57.19% | 3.36% |
| City Bank & Trust Co. Lincoln | $323M | 0.94% | 62.11% | 3.80% |
| Security Bank Laurel | $310M | 1.34% | 64.86% | 4.12% |
| The Tri-County Bank Stuart | $299M | 1.01% | 69.93% | 4.25% |
| Nebraska State Bank and Trust Company Broken Bow | $286M | 1.92% | 54.89% | 4.40% |
| Columbus Bank and Trust Company Columbus | $275M | 1.66% | 52.43% | 3.74% |
| Commercial State Bank Wausa | $264M | 1.83% | 51.14% | 3.96% |
| Western National Bank Chester | $257M | 1.51% | 61.33% | 4.17% |
| Auburn State Bank Auburn | $251M | 1.19% | 51.13% | 2.80% |
| State Nebraska Bank & Trust Wayne | $244M | 1.20% | 50.00% | 3.57% |
| Citizens Bank & Trust Company Saint Paul | $242M | 0.89% | 68.51% | 3.32% |
| Nebraska Bank of Commerce Lincoln | $241M | 1.08% | 56.30% | 3.47% |
| Adams County Bank Kenesaw | $241M | 1.86% | 39.28% | 3.17% |
| Farmers and Merchants State Bank, Bloomfield, Nebraska Bloomfield | $233M | 1.62% | 46.84% | 3.71% |
| First State Bank Loomis | $232M | 2.57% | 36.07% | 5.39% |
| Town & Country Bank Ravenna | $229M | 1.69% | 53.99% | 4.25% |
| I3 Bank Bennington | $225M | 0.92% | 67.61% | 4.89% |
| Farmers and Merchants Bank Milligan | $215M | 1.78% | 39.23% | 3.36% |
| Minden Exchange Bank & Trust Company Minden | $201M | 1.59% | 46.29% | 4.15% |
| York State Bank York | $200M | 2.08% | 42.63% | 4.52% |
| First State Bank Farnam | $200M | 1.63% | 56.65% | 3.14% |
| Western Nebraska Bank Curtis | $193M | 1.28% | 65.19% | 4.45% |
| South Central State Bank Campbell | $192M | 2.40% | 43.62% | 4.82% |
| United Republic Bank Elkhorn | $186M | 0.15% | 91.39% | 2.67% |
| Foundation One Bank Waterloo | $182M | 0.78% | 66.55% | 3.02% |
| Brunswick State Bank Brunswick | $176M | 1.25% | 60.95% | 3.95% |
| Cedar Rapids State Bank Cedar Rapids | $175M | 1.10% | 57.47% | 3.52% |
| First National Bank in Ord Ord | $166M | 1.93% | 52.12% | 3.96% |
| Legends West Bank Lewellen | $158M | 0.60% | 63.84% | 3.85% |
| Farmers and Merchants Bank of Ashland Ashland | $152M | 1.33% | 57.67% | 4.19% |
| Bank of Hartington Hartington | $151M | 1.43% | 64.69% | 4.45% |
| State Bank of Table Rock Table Rock | $150M | 1.40% | 65.60% | 4.37% |
| Bank of Dixon County Ponca | $142M | 1.64% | 50.02% | 4.10% |
| Hershey Bank Hershey | $141M | 1.20% | 59.59% | 3.97% |
| West Plains Bank Ainsworth | $139M | 1.35% | 56.03% | 3.92% |
| First Central Bank Cambridge | $138M | 1.34% | 62.86% | 4.21% |
| F&M Bank Falls City | $135M | 1.46% | 58.13% | 3.44% |
| American Interstate Bank Elkhorn | $132M | 3.61% | 31.37% | 5.31% |
| First Central Bank McCook Mccook | $123M | 0.66% | 77.00% | 3.96% |
| Custer Federal State Bank Broken Bow | $121M | 1.10% | 66.62% | 3.74% |
| Countryside Bank Unadilla | $119M | 1.35% | 61.26% | 3.46% |
| Wahoo State Bank Wahoo | $117M | 0.78% | 77.40% | 3.65% |
| First Bank and Trust of Fullerton Fullerton | $108M | 1.06% | 64.22% | 3.32% |
| Platte Valley Bank North Bend | $107M | 1.29% | 54.40% | 3.68% |
| Bank of Lindsay Lindsay | $98M | 0.46% | 83.10% | 3.10% |
| The First National Bank of Johnson Johnson | $96M | 0.52% | 79.95% | 2.54% |
| First Bank and Trust Company Minden | $91M | 1.01% | 69.89% | 3.40% |
| Chambers State Bank Chambers | $89M | 2.70% | 42.85% | 5.12% |
| Thayer County Bank Hebron | $88M | 1.04% | 69.84% | 3.80% |
| Siouxland Bank South Sioux City | $88M | 1.55% | 41.74% | 3.59% |
| Bank of Elgin Elgin | $87M | 2.34% | 46.29% | 4.37% |
| Scribner Bank Scribner | $87M | 2.73% | 57.45% | 5.17% |
| Clarkson Bank Clarkson | $81M | 1.71% | 45.66% | 3.68% |
| CerescoBank Ceresco | $81M | 1.52% | 44.22% | 3.31% |
| First Tri County Bank Swanton | $78M | 0.89% | 71.33% | 3.59% |
| First Bank of Utica Utica | $77M | 0.63% | 80.53% | 4.40% |
| Commercial State Bank Republican City | $76M | 1.58% | 31.41% | 2.87% |
| Nebraska State Bank Oshkosh | $74M | 4.34% | 33.42% | 4.93% |
| Battle Creek State Bank Battle Creek | $71M | 1.03% | 74.37% | 3.89% |
| Genoa Community Bank Genoa | $70M | 1.52% | 63.72% | 4.33% |
| Adams State Bank Adams | $70M | 1.59% | 53.67% | 3.74% |
| American Exchange Bank Elmwood | $70M | 2.28% | 49.60% | 4.47% |
| Stanton State Bank Stanton | $65M | 1.28% | 67.10% | 3.94% |
| Cedar Security Bank Fordyce | $62M | 2.01% | 49.54% | 4.99% |
| State Bank of Scotia Scotia | $61M | 0.40% | 69.33% | 2.41% |
| Bank of Clarks Clarks | $58M | 0.29% | 90.86% | 4.31% |
| Generations Bank Exeter | $58M | 0.81% | 71.33% | 3.67% |
| Commercial Bank Nelson | $56M | 1.05% | 67.25% | 4.37% |
| Sidney Federal Savings and Loan Association Sidney | $56M | 1.78% | 44.22% | 3.56% |
| Tecumseh Federal Bank Tecumseh | $53M | 0.26% | 84.91% | 2.65% |
| Bank of Prague Prague | $48M | 2.30% | 64.06% | 4.92% |
| First State Bank Hordville | $47M | 0.41% | 83.62% | 3.38% |
| Corn Growers State Bank Murdock | $40M | 0.35% | 87.83% | 4.17% |
| Bank of Mead Mead | $40M | 0.85% | 64.73% | 3.02% |
| Nebraska State Bank Bristow | $37M | -0.19% | 77.74% | 4.54% |
| Citizens State Bank Carleton | $36M | 1.49% | 58.83% | 4.73% |
| Nebraska State Bank Lynch | $25M | 0.60% | 78.57% | 3.87% |
| Boelus State Bank Boelus | $24M | 1.34% | 41.30% | 2.85% |
| The Bank of Steinauer Steinauer | $19M | 1.08% | 77.61% | 5.00% |
Method
Banks are FDIC-insured institutions headquartered in Nebraska with a call report for the quarter ending 06/30/2026. Return on assets and net interest margin are annualized year to date; the efficiency ratio is noninterest expense over revenue, so lower is better. Credit unions are NCUA-insured and not included. Click any bank for its comparison with same-size peers, or look up a bank in another state.