Riverstone Bank: how it compares with its peers
Against 47 NE banks with half to twice its assets, Riverstone Bank's strongest measure in Q2 2026 is return on assets (1.95% vs. a 1.33% peer median). Its weakest relative measure is assets per employee ($7.6M vs. $8.1M).
| Measure | Riverstone Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.95% | 1.33% | Top third Ahead of 85% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.35% | 3.80% | Top third Ahead of 83% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 55.79% | 59.58% | Middle third Ahead of 64% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.6M | $8.1M | Middle third Ahead of 43% of peers |
| Loans to deposits Net loans and leases over total deposits. | 100.36% | 85.53% | Context |
What it means for lending operations
Its efficiency ratio of 55.79% is better than the 59.58% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- MNB BANK Mccook, NE · $594M
- Bank of the Valley Bellwood, NE · $582M
- Heritage Bank Wood River, NE · $612M
- Horizon Bank Waverly, NE · $574M
- Enterprise Bank Omaha, NE · $574M
- Madison County Bank Madison, NE · $613M
Questions about Riverstone Bank
How big is Riverstone Bank?
Riverstone Bank, established in 1884, is headquartered in Eagle, NE. It reported $593M in total assets in its Q2 2026 FDIC call report and operates 9 offices.
What is Riverstone Bank's return on assets?
1.95% annualized in Q2 2026, against a 1.33% median for 47 NE banks with half to twice its assets, ahead of 85% of them.
What is Riverstone Bank's efficiency ratio?
55.79% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 59.58%, and lower is better.
Is Riverstone Bank growing its loans?
Net loans grew 15.1% over the year to Q2 2026, while deposits grew 6.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.