Enterprise Bank: how it compares with its peers
Against 47 NE banks with half to twice its assets, Enterprise Bank's strongest measure in Q2 2026 is assets per employee ($15.1M vs. a $7.9M peer median). Its weakest relative measure is net interest margin (3.04% vs. 3.81%).
| Measure | Enterprise Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.94% | 1.34% | Bottom third Ahead of 17% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.04% | 3.81% | Bottom third Ahead of 15% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.38% | 59.58% | Middle third Ahead of 53% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $15.1M | $7.9M | Top third Ahead of 94% of peers |
| Loans to deposits Net loans and leases over total deposits. | 103.27% | 85.53% | Context |
What it means for lending operations
Its efficiency ratio of 58.38% is better than the 59.58% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Horizon Bank Waverly, NE · $574M
- RVR Bank Fremont, NE · $570M
- Bank of the Valley Bellwood, NE · $582M
- Home Federal Savings and Loan Association of Grand Island Grand Island, NE · $563M
- Riverstone Bank Eagle, NE · $593M
- MNB BANK Mccook, NE · $594M
Questions about Enterprise Bank
How big is Enterprise Bank?
Enterprise Bank, established in 1991, is headquartered in Omaha, NE. It reported $574M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Enterprise Bank's return on assets?
0.94% annualized in Q2 2026, against a 1.34% median for 47 NE banks with half to twice its assets, ahead of 17% of them.
What is Enterprise Bank's efficiency ratio?
58.38% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 59.58%, and lower is better.
Is Enterprise Bank growing its loans?
Net loans grew 3.3% over the year to Q2 2026, while deposits grew 8.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.