Home Federal Savings and Loan Association of Grand Island: how it compares with its peers
Against 47 NE banks with half to twice its assets, Home Federal Savings and Loan Association of Grand Island's strongest measure in Q2 2026 is assets per employee ($7.8M vs. a $7.9M peer median). Its weakest relative measure is return on assets (1.01% vs. 1.34%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.01% | 1.34% | Bottom third Ahead of 23% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.75% | 3.91% | Middle third Ahead of 45% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 65.91% | 59.13% | Bottom third Ahead of 23% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.8M | $7.9M | Middle third Ahead of 49% of peers |
| Loans to deposits Net loans and leases over total deposits. | 91.66% | 85.53% | Context |
What it means for lending operations
Its efficiency ratio of 65.91% is above the 59.13% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- RVR Bank Fremont, NE · $570M
- Enterprise Bank Omaha, NE · $574M
- Five Points Bank of Hastings Hastings, NE · $552M
- Nebraska Bank Dodge, NE · $552M
- Horizon Bank Waverly, NE · $574M
- CHARTER WEST BANK West Point, NE · $548M
Questions about Home Federal Savings and Loan Association of Grand Island
How big is Home Federal Savings and Loan Association of Grand Island?
Home Federal Savings and Loan Association of Grand Island, established in 1935, is headquartered in Grand Island, NE. It reported $563M in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is Home Federal Savings and Loan Association of Grand Island's return on assets?
1.01% annualized in Q2 2026, against a 1.34% median for 47 NE banks with half to twice its assets, ahead of 23% of them.
What is Home Federal Savings and Loan Association of Grand Island's efficiency ratio?
65.91% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 59.13%, and lower is better.
Is Home Federal Savings and Loan Association of Grand Island growing its loans?
Net loans grew 8.4% over the year to Q2 2026, while deposits grew 15.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.