Nebraska Bank: how it compares with its peers
Against 47 NE banks with half to twice its assets, Nebraska Bank's strongest measure in Q2 2026 is net interest margin (4.02% vs. a 3.81% peer median). Its weakest relative measure is efficiency ratio (65.79% vs. 59.13%).
| Measure | Nebraska Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.17% | 1.34% | Middle third Ahead of 34% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.02% | 3.81% | Middle third Ahead of 60% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 65.79% | 59.13% | Bottom third Ahead of 26% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.2M | $7.8M | Middle third Ahead of 57% of peers |
| Loans to deposits Net loans and leases over total deposits. | 82.85% | 86.18% | Context |
What it means for lending operations
Its efficiency ratio of 65.79% is above the 59.13% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Five Points Bank of Hastings Hastings, NE · $552M
- CHARTER WEST BANK West Point, NE · $548M
- Home Federal Savings and Loan Association of Grand Island Grand Island, NE · $563M
- Homestead Bank Cozad, NE · $537M
- RVR Bank Fremont, NE · $570M
- Enterprise Bank Omaha, NE · $574M
Questions about Nebraska Bank
How big is Nebraska Bank?
Nebraska Bank, established in 1889, is headquartered in Dodge, NE. It reported $552M in total assets in its Q2 2026 FDIC call report and operates 10 offices.
What is Nebraska Bank's return on assets?
1.17% annualized in Q2 2026, against a 1.34% median for 47 NE banks with half to twice its assets, ahead of 34% of them.
What is Nebraska Bank's efficiency ratio?
65.79% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 59.13%, and lower is better.
Is Nebraska Bank growing its loans?
Net loans grew 17.4% over the year to Q2 2026, while deposits grew 17.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.