Great Plains State Bank: how it compares with its peers
Against 55 NE banks with half to twice its assets, Great Plains State Bank's strongest measure in Q2 2026 is assets per employee ($8.3M vs. a $8.1M peer median). Its weakest relative measure is return on assets (1.11% vs. 1.51%).
| Measure | Great Plains State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.11% | 1.51% | Bottom third Ahead of 24% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.54% | 3.96% | Bottom third Ahead of 29% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.12% | 56.65% | Middle third Ahead of 49% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.3M | $8.1M | Middle third Ahead of 60% of peers |
| Loans to deposits Net loans and leases over total deposits. | 90.48% | 84.81% | Context |
What it means for lending operations
Its efficiency ratio of 57.12% is above the 56.65% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Waypoint Bank Cozad, NE · $391M
- First Westroads Bank, Inc. Omaha, NE · $395M
- Lincoln FSB of Nebraska Lincoln, NE · $387M
- Sandhills State Bank North Platte, NE · $383M
- Banner Capital Bank Harrisburg, NE · $380M
- First Nebraska Bank Valley, NE · $371M
Questions about Great Plains State Bank
How big is Great Plains State Bank?
Great Plains State Bank, established in 1920, is headquartered in Petersburg, NE. It reported $392M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Great Plains State Bank's return on assets?
1.11% annualized in Q2 2026, against a 1.51% median for 55 NE banks with half to twice its assets, ahead of 24% of them.
What is Great Plains State Bank's efficiency ratio?
57.12% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 56.65%, and lower is better.
Is Great Plains State Bank growing its loans?
Net loans grew 7.6% over the year to Q2 2026, while deposits grew 9.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.