First Westroads Bank, Inc.: how it compares with its peers
Against 55 NE banks with half to twice its assets, First Westroads Bank, Inc.'s strongest measure in Q2 2026 is assets per employee ($8.6M vs. a $8.1M peer median). Its weakest relative measure is return on assets (1.42% vs. 1.51%).
| Measure | First Westroads Bank, Inc. | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.42% | 1.51% | Middle third Ahead of 47% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.07% | 3.91% | Middle third Ahead of 58% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 55.22% | 57.12% | Middle third Ahead of 58% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.6M | $8.1M | Middle third Ahead of 64% of peers |
| Loans to deposits Net loans and leases over total deposits. | 80.22% | 85.04% | Context |
What it means for lending operations
Its efficiency ratio of 55.22% is better than the 57.12% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Great Plains State Bank Petersburg, NE · $392M
- Waypoint Bank Cozad, NE · $391M
- Lincoln FSB of Nebraska Lincoln, NE · $387M
- Sandhills State Bank North Platte, NE · $383M
- Banner Capital Bank Harrisburg, NE · $380M
- First Nebraska Bank Valley, NE · $371M
Questions about First Westroads Bank, Inc.
How big is First Westroads Bank, Inc.?
First Westroads Bank, Inc., established in 1967, is headquartered in Omaha, NE. It reported $395M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is First Westroads Bank, Inc.'s return on assets?
1.42% annualized in Q2 2026, against a 1.51% median for 55 NE banks with half to twice its assets, ahead of 47% of them.
What is First Westroads Bank, Inc.'s efficiency ratio?
55.22% in Q2 2026: it spent about 55 cents in noninterest expense for each dollar of revenue. The peer median is 57.12%, and lower is better.
Is First Westroads Bank, Inc. growing its loans?
Net loans grew 14.6% over the year to Q2 2026, while deposits grew 2.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.