First Northeast Bank of Nebraska: how it compares with its peers
Against 48 NE banks with half to twice its assets, First Northeast Bank of Nebraska's strongest measure in Q2 2026 is efficiency ratio (48.38% vs. a 57.85% peer median). Its weakest relative measure is net interest margin (3.02% vs. 3.94%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.32% | 1.42% | Middle third Ahead of 44% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.02% | 3.94% | Bottom third Ahead of 10% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 48.38% | 57.85% | Top third Ahead of 85% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.5M | $7.8M | Top third Ahead of 81% of peers |
| Loans to deposits Net loans and leases over total deposits. | 48.95% | 85.82% | Context |
What it means for lending operations
Its efficiency ratio of 48.38% is better than the 57.85% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- FirstBank of Nebraska Wahoo, NE · $498M
- JONES BANK Seward, NE · $441M
- Cattle Bank and Trust Seward, NE · $422M
- Equitable Bank Grand Island, NE · $524M
- Homestead Bank Cozad, NE · $537M
- CHARTER WEST BANK West Point, NE · $548M
Questions about First Northeast Bank of Nebraska
How big is First Northeast Bank of Nebraska?
First Northeast Bank of Nebraska, established in 1902, is headquartered in Lyons, NE. It reported $473M in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is First Northeast Bank of Nebraska's return on assets?
1.32% annualized in Q2 2026, against a 1.42% median for 48 NE banks with half to twice its assets, ahead of 44% of them.
What is First Northeast Bank of Nebraska's efficiency ratio?
48.38% in Q2 2026: it spent about 48 cents in noninterest expense for each dollar of revenue. The peer median is 57.85%, and lower is better.
Is First Northeast Bank of Nebraska growing its loans?
Net loans shrank 5.1% over the year to Q2 2026, while deposits shrank 4.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.