Columbus Bank and Trust Company: how it compares with its peers
Against 54 NE banks with half to twice its assets, Columbus Bank and Trust Company's strongest measure in Q2 2026 is assets per employee ($10.2M vs. a $8.1M peer median). Its weakest relative measure is net interest margin (3.74% vs. 3.96%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.66% | 1.42% | Top third Ahead of 72% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.74% | 3.96% | Middle third Ahead of 37% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.43% | 57.33% | Top third Ahead of 69% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.2M | $8.1M | Top third Ahead of 85% of peers |
| Loans to deposits Net loans and leases over total deposits. | 100.78% | 84.82% | Context |
What it means for lending operations
Its efficiency ratio of 52.43% is better than the 57.33% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Commercial State Bank Wausa, NE · $264M
- Nebraska State Bank and Trust Company Broken Bow, NE · $286M
- Western National Bank Chester, NE · $257M
- Auburn State Bank Auburn, NE · $251M
- The Tri-County Bank Stuart, NE · $299M
- State Nebraska Bank & Trust Wayne, NE · $244M
Questions about Columbus Bank and Trust Company
How big is Columbus Bank and Trust Company?
Columbus Bank and Trust Company, established in 1934, is headquartered in Columbus, NE. It reported $275M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Columbus Bank and Trust Company's return on assets?
1.66% annualized in Q2 2026, against a 1.42% median for 54 NE banks with half to twice its assets, ahead of 72% of them.
What is Columbus Bank and Trust Company's efficiency ratio?
52.43% in Q2 2026: it spent about 52 cents in noninterest expense for each dollar of revenue. The peer median is 57.33%, and lower is better.
Is Columbus Bank and Trust Company growing its loans?
Net loans grew 3.8% over the year to Q2 2026, while deposits grew 0.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.