Nebraska State Bank and Trust Company: how it compares with its peers
Against 54 NE banks with half to twice its assets, Nebraska State Bank and Trust Company's strongest measure in Q2 2026 is return on assets (1.92% vs. a 1.42% peer median). Its weakest relative measure is assets per employee ($7.5M vs. $8.2M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.92% | 1.42% | Top third Ahead of 87% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.40% | 3.95% | Top third Ahead of 80% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 54.89% | 57.66% | Middle third Ahead of 65% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.5M | $8.2M | Middle third Ahead of 37% of peers |
| Loans to deposits Net loans and leases over total deposits. | 94.11% | 84.82% | Context |
What it means for lending operations
Its efficiency ratio of 54.89% is better than the 57.66% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Columbus Bank and Trust Company Columbus, NE · $275M
- The Tri-County Bank Stuart, NE · $299M
- Commercial State Bank Wausa, NE · $264M
- Security Bank Laurel, NE · $310M
- Western National Bank Chester, NE · $257M
- Auburn State Bank Auburn, NE · $251M
Questions about Nebraska State Bank and Trust Company
How big is Nebraska State Bank and Trust Company?
Nebraska State Bank and Trust Company, established in 1917, is headquartered in Broken Bow, NE. It reported $286M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Nebraska State Bank and Trust Company's return on assets?
1.92% annualized in Q2 2026, against a 1.42% median for 54 NE banks with half to twice its assets, ahead of 87% of them.
What is Nebraska State Bank and Trust Company's efficiency ratio?
54.89% in Q2 2026: it spent about 55 cents in noninterest expense for each dollar of revenue. The peer median is 57.66%, and lower is better.
Is Nebraska State Bank and Trust Company growing its loans?
Net loans grew 0.2% over the year to Q2 2026, while deposits grew 3.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.