Security Bank: how it compares with its peers
Against 58 NE banks with half to twice its assets, Security Bank's strongest measure in Q2 2026 is net interest margin (4.12% vs. a 3.91% peer median). Its weakest relative measure is efficiency ratio (64.86% vs. 57.16%).
| Measure | Security Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.34% | 1.43% | Middle third Ahead of 47% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.12% | 3.91% | Middle third Ahead of 64% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 64.86% | 57.16% | Bottom third Ahead of 24% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.9M | $8.3M | Bottom third Ahead of 24% of peers |
| Loans to deposits Net loans and leases over total deposits. | 83.64% | 84.93% | Context |
What it means for lending operations
Its efficiency ratio of 64.86% is above the 57.16% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- The Tri-County Bank Stuart, NE · $299M
- City Bank & Trust Co. Lincoln, NE · $323M
- Nebraska State Bank and Trust Company Broken Bow, NE · $286M
- Pathway Bank Cairo, NE · $338M
- First Community Bank Beemer, NE · $342M
- Premier Bank National Association Omaha, NE · $342M
Questions about Security Bank
How big is Security Bank?
Security Bank, established in 1928, is headquartered in Laurel, NE. It reported $310M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Security Bank's return on assets?
1.34% annualized in Q2 2026, against a 1.43% median for 58 NE banks with half to twice its assets, ahead of 47% of them.
What is Security Bank's efficiency ratio?
64.86% in Q2 2026: it spent about 65 cents in noninterest expense for each dollar of revenue. The peer median is 57.16%, and lower is better.
Is Security Bank growing its loans?
Net loans grew 9.1% over the year to Q2 2026, while deposits shrank 4.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.