Premier Bank National Association: how it compares with its peers
Against 60 NE banks with half to twice its assets, Premier Bank National Association's strongest measure in Q2 2026 is net interest margin (4.40% vs. a 3.91% peer median). Its weakest relative measure is efficiency ratio (62.14% vs. 57.16%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.43% | 1.42% | Middle third Ahead of 52% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.40% | 3.91% | Top third Ahead of 83% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 62.14% | 57.16% | Bottom third Ahead of 27% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.6M | $8.3M | Middle third Ahead of 40% of peers |
| Loans to deposits Net loans and leases over total deposits. | 82.27% | 85.61% | Context |
What it means for lending operations
Its efficiency ratio of 62.14% is above the 57.16% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- First Community Bank Beemer, NE · $342M
- Pathway Bank Cairo, NE · $338M
- F&M Bank West Point, NE · $355M
- The First National Bank of Gordon Gordon, NE · $358M
- City Bank & Trust Co. Lincoln, NE · $323M
- Flatwater Bank Gothenburg, NE · $368M
Questions about Premier Bank National Association
How big is Premier Bank National Association?
Premier Bank National Association, established in 1914, is headquartered in Omaha, NE. It reported $342M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Premier Bank National Association's return on assets?
1.43% annualized in Q2 2026, against a 1.42% median for 60 NE banks with half to twice its assets, ahead of 52% of them.
What is Premier Bank National Association's efficiency ratio?
62.14% in Q2 2026: it spent about 62 cents in noninterest expense for each dollar of revenue. The peer median is 57.16%, and lower is better.
Is Premier Bank National Association growing its loans?
Net loans shrank 5.2% over the year to Q2 2026, while deposits grew 0.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.