Pathway Bank: how it compares with its peers
Against 59 NE banks with half to twice its assets, Pathway Bank's strongest measure in Q2 2026 is return on assets (1.57% vs. a 1.42% peer median). Its weakest relative measure is net interest margin (3.36% vs. 3.91%).
| Measure | Pathway Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.57% | 1.42% | Middle third Ahead of 59% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.36% | 3.91% | Bottom third Ahead of 22% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.19% | 57.47% | Middle third Ahead of 51% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.9M | $8.2M | Middle third Ahead of 44% of peers |
| Loans to deposits Net loans and leases over total deposits. | 96.97% | 84.83% | Context |
What it means for lending operations
Its efficiency ratio of 57.19% is better than the 57.47% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First Community Bank Beemer, NE · $342M
- Premier Bank National Association Omaha, NE · $342M
- City Bank & Trust Co. Lincoln, NE · $323M
- F&M Bank West Point, NE · $355M
- The First National Bank of Gordon Gordon, NE · $358M
- Security Bank Laurel, NE · $310M
Questions about Pathway Bank
How big is Pathway Bank?
Pathway Bank, established in 1910, is headquartered in Cairo, NE. It reported $338M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Pathway Bank's return on assets?
1.57% annualized in Q2 2026, against a 1.42% median for 59 NE banks with half to twice its assets, ahead of 59% of them.
What is Pathway Bank's efficiency ratio?
57.19% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 57.47%, and lower is better.
Is Pathway Bank growing its loans?
Net loans grew 1.5% over the year to Q2 2026, while deposits grew 1.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.