Tecumseh Federal Bank: how it compares with its peers
Against 32 NE banks with half to twice its assets, Tecumseh Federal Bank's strongest measure in Q2 2026 is assets per employee ($6.6M vs. a $7.9M peer median). Its weakest relative measure is return on assets (0.26% vs. 1.26%).
| Measure | Tecumseh Federal Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.26% | 1.26% | Bottom third Ahead of 3% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.65% | 3.84% | Bottom third Ahead of 6% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 84.91% | 64.39% | Bottom third Ahead of 6% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.6M | $7.9M | Bottom third Ahead of 22% of peers |
| Loans to deposits Net loans and leases over total deposits. | 71.05% | 76.54% | Context |
What it means for lending operations
Its efficiency ratio of 84.91% is above the 64.39% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Sidney Federal Savings and Loan Association Sidney, NE · $56M
- Commercial Bank Nelson, NE · $56M
- Bank of Prague Prague, NE · $48M
- Generations Bank Exeter, NE · $58M
- Bank of Clarks Clarks, NE · $58M
- First State Bank Hordville, NE · $47M
Questions about Tecumseh Federal Bank
How big is Tecumseh Federal Bank?
Tecumseh Federal Bank, established in 1904, is headquartered in Tecumseh, NE. It reported $53M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Tecumseh Federal Bank's return on assets?
0.26% annualized in Q2 2026, against a 1.26% median for 32 NE banks with half to twice its assets, ahead of 3% of them.
What is Tecumseh Federal Bank's efficiency ratio?
84.91% in Q2 2026: it spent about 85 cents in noninterest expense for each dollar of revenue. The peer median is 64.39%, and lower is better.
Is Tecumseh Federal Bank growing its loans?
Net loans grew 0.5% over the year to Q2 2026, while deposits grew 1.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.